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Can medical examination expenses be reimbursed by medical insurance?

Can medical insurance reimburse the medical examination expenses? Many friends want to go to the physical examination, but because they don't want to pay for it at their own expense, they want to know if they can't use the medical insurance card for the physical examination. Can't the medical insurance for the medical examination be reimbursed? The following are the relevant policies and regulations compiled by Xiaobian.

According to the regulations on medical insurance, medical insurance pays the participants' expenses for disease treatment, and the expenditure channels are also fixed. The expenses unrelated to disease treatment such as prevention and physical examination are not covered by the medical insurance fund. In addition, the medical insurance fund plays a role when the insured is sick or hospitalized. The expenses of the insured's health examination are not included in the liquidation of the medical insurance.

At present, the expenses of the insured's medical examination during the treatment of diseases are within the liquidation scope of the medical insurance. For example, citizens need to check blood and urine routine during the medical examination. If it occurs during the treatment of diseases, they can enter the liquidation scope of the medical insurance according to the provisions of the medical insurance. However, if it exceeds the treatment scope, Medical insurance can't be liquidated.

The scope of diagnosis and treatment items of National Basic Medical Insurance (issued by the Ministry of Labor and Social Affairs on 199922) stipulates that the scope of diagnosis and treatment items without payment includes non-disease treatment items:

1. Various beauty, bodybuilding items, non-functional plastic surgery, etc.

2. Various weight loss, weight gain and height increase items

3. When determining the basic medical insurance diagnosis and treatment items, all kinds of health checkups are not included in the scope of basic medical insurance diagnosis and treatment items, which is also a continuation of the past medical policies of public expense and labor insurance. Health checkups are divided into general and special-purpose physical checkups. General physical checkups are preventive disease investigation measures organized by various employers, and the cost of physical checkups is borne by each employer. It is not paid out of the medical expenses of public expense and labor insurance. Special-purpose physical examination refers to the physical examination conducted by employees according to certain specific requirements, such as the physical examination conducted by employees in activities such as job hunting, going abroad and purchasing commercial medical insurance, and the expenses of these physical examinations are generally borne by individuals. < P > Therefore, after the reform of the medical insurance system, various physical examinations are not included in the basic medical insurance diagnosis and treatment items, and the medical examination expenses organized by units are borne by employers, while the original special-purpose medical examination expenses paid by individuals are still borne by individuals themselves.