With the rapid development of internet finance, more and more people are beginning to set foot in fund investment. In fund investment, fund net worth is a very important concept. But many people don't understand when the net value of the fund was calculated that day, and whether it was calculated after the close. In this article, we will analyze this problem from different angles.

First of all, it needs to be clear that the net value of the fund is the value obtained by dividing the net asset value of the fund by the fund share, which represents the value of each fund. Generally speaking, the net value of the fund is calculated at the end of each trading day. However, for open-end funds, the daily calculation time of fund net value is also different. Some fund companies calculate the net value of funds after closing, and some calculate the net value of funds before closing.

Secondly, different types of funds also have different time points to calculate the net value of funds. The net value calculation time of equity funds and hybrid funds is generally after the close of the day. The calculation time of the net value of money funds and bond funds is generally around 15:00 on the same day. Because the investment targets of money funds and bond funds are more stable than those of stock funds and hybrid funds, and the market fluctuation range is relatively small, fund companies generally adopt the method of calculating the net value of funds in advance in order to avoid calculation errors.

In addition, although the calculation time of fund net value is different, the time of fund trading is the same, that is, the transactions carried out on the trading day are included in the fund net value of the day. Therefore, even if the fund company calculates the net value of the fund before the closing, investors who hold the fund for a long time can rest assured to trade because its trading price is consistent with the closing price.

Finally, when considering the calculation time of the net value of the fund on that day, we should also pay attention to the relationship with the end of the quarter and the end of the year. At the end of the quarter and the end of the year, fund companies generally adjust the valuation of assets, which will also have an impact on the calculation of fund net worth. Therefore, at the end of the quarter and the end of the year, investors need to pay attention to the announcements of fund companies and understand the changes in the valuation of fund assets and the impact on the net value of funds.

To sum up, although different types of fund companies may have differences in calculating the net value of funds, it will not have much impact on investors who hold funds for a long time. When investors choose funds, they should consider the basic attributes of products, risk-return characteristics and other factors, and choose according to their own risk tolerance.