The word "fixed income+"appears more and more frequently. The fixed income+fund we often hear actually refers to an investment strategy. The investment strategy is divided into two parts. Part of it is invested in fixed income assets such as bonds, and the allocation ratio is relatively high, which belongs to the fixed income part, and strives to obtain stable basic income. The other part is invested in equity assets such as stocks and stock index futures, and the allocation ratio is relatively low, which belongs to+partial improvement income. There is no clear definition of fixed income+fund in the market. What are our common funds that belong to fixed income+funds?

Fixed income+funds are generally divided according to the types and proportions of equity investment.

Secondary bond funds can invest in convertible bonds and secondary market stocks, and the maximum position of equity assets is 20%.

Partial debt hybrid funds can participate in innovation and invest in derivative instruments such as stock index futures and treasury bonds futures, and the stock position shall not exceed 40% at most.

Among FOF funds, ordinary FOF with partial debt and pension FOF can also be classified as fixed income+fund.

Which investors are suitable for many fixed income+products?

Generally speaking, fixed income+products have both offensive and defensive functions and are highly adaptable to the market. In terms of risk-return characteristics, the risk and return are higher than those of bond funds, but lower than those of partial stock funds, which is a relatively stable investment variety.

If you have certain investment needs, but are relatively risk-averse, and take bank time deposits, certificates of deposit, bank wealth management and money funds as the main financial management methods, and want to start investing in fund products in order to beat inflation, then you can focus on fixed income+products.