Hongde Tianyi Currency is a monetary fund, which can be bought at Alipay. The seven-day annualization of this fund means that the expected return is higher than Yu 'ebao. So, is Hongde one dollar safe? The following is a brief analysis, please see below.

Is hongde tianyi currency safe?

First of all, from the perspective of risk level

Judging from the product information, the risk level of Hongde Tianyi Currency is "low risk", and its risk level is similar to that of Yu 'ebao, so the loss probability is very low.

Second, from the historical experience.

Hongde Tianyi Currency is a monetary fund, which has never lost money in history, but its expected income will change with the market. When the market capital is tight, the expected income of the money fund will increase, otherwise it will decrease, but the principal will not be lost, just like the current balance treasure. Generally speaking, the principal security of Hongde Tianyi currency is still very high.

Third, from the perspective of fund size.

By the end of 2065438+2008, the management scale of Hongde Tianyi currency was about 1 100 million yuan. This volume has no risk of liquidation, but it is not competitive compared with similar money funds, and the short-term high expected return is not easy to sustain.

Fourth, from the investment direction.

Hongde Tianyi mainly invests in bank bonds and bank deposit certificates. Bank bonds have a high credit rating, so don't worry about the safety of principal and interest. The security of bank deposits is also very high, so don't worry about the security of Hongde Tianyi Coin.

Well, the introduction of Hongde Tianyi Coin is over, and I hope it will help everyone. Generally speaking, this fund is relatively safe and has a good expected return. If you are interested, you can consider it properly.