Generally, the cost of abortion operation is not within the scope of medical insurance reimbursement, but the examination fee can be paid by medical insurance card; If the abortion operation conforms to the family planning policy, the related expenses can be reimbursed by the maternity insurance fund. The cost of abortion surgery for minors who have not participated in maternity insurance or minors cannot be reimbursed. In addition, the maternity insurance fund does not reimburse the cost of unplanned or illegitimate births.

Economic burden of abortion:

1. Operation cost: The cost of induced abortion usually includes preoperative examination, operation, anesthesia cost and postoperative observation;

2, drug costs: antibiotics, painkillers and other drugs may be needed after surgery, and these drugs will also generate certain expenses;

3. Recovery expenses: it takes a period of rest and recovery after the operation, during which nutritional supplements and special care may be needed;

4. Indirect expenses: including salary loss and transportation expenses caused by surgical leave;

5. Mental health support: Some people may need psychological counseling to cope with emotional changes after surgery, which is also a potential cost.

To sum up, the cost of abortion operation can not be reimbursed by medical insurance, but it can be reimbursed by maternity insurance fund if it conforms to the family planning policy. The expenses of abortion operation for minors who have not participated in maternity insurance will not be reimbursed, and the maternity insurance fund will not reimburse the expenses of unplanned or illegitimate births.

Legal basis:

"Trial Measures for Maternity Insurance for Enterprise Employees"

Article 7

After a female worker gives birth or has an abortion, she shall go through the formalities at the local social insurance agency with the family planning certificate issued by the local family planning department and the certificate of birth, death or abortion of the baby, receive the maternity allowance and reimburse the maternity medical expenses.