The news came out, and the major analysts exploded the circle of friends, Weibo and so on. Opinions for and against are one after another.

The good news is that China's population structure and population aging will usher in improvement; Everyone mainly considers that it is not easy to raise one child and it is even more difficult to have three children.

Male friends feel a lot of pressure, and the taste of making money really smells good!

Perhaps, just like this good thing that my senior sister brought to my friends today-Taikang Baoyu Children's Annuity Insurance, Children's Growth Care Fund, Education Fund, etc. , it is all-inclusive! More useful in front of the three-child policy ~

Even if the children's annuity insurance is excellent, don't follow suit directly! Want to know how to buy children's annuity insurance, just poke the link to browse: Is the value of children's annuity insurance not worth buying? How to buy?

Don't waste everyone's time. Let's talk about it in detail. What is the reason why Taikang Baoyu Children's Annuity Insurance can handle the three-child policy? Friends who are curious about the answer, keep reading!

1. Is the income of Taikang Baoyu Children's Annuity Insurance considerable?

The following is the product diagram of Taikang Baoyu Children's Annuity Insurance:

Want to know what is the guarantee responsibility of Taikang Baoyu children's annuity insurance, read on. For example, Lao Li insured a 0-year-old boy with Baoyu children's annuity insurance. The basic insurance coverage is 9650 yuan, and the annual insurance premium is 50000 yuan.

1, Growth Care Fund

After the publication of the three-child policy, everyone's idea is: raising a child is so expensive, one is enough, and now there are three more. This salary is not enough to buy milk powder. It's really unbearable!

Therefore, Taikang Baoyu Children's Annuity Insurance has set up a growth care fund for parents and children. After the contract comes into effect for 5 years, the basic insurance amount will be paid every year as the growth care fund.

That old Li's baby can receive 9650 yuan of growth care money every year from the sixth year, and the money for kindergarten is completely enough!

2. University education grant

With the introduction of the three-child policy, children's education funds have become the biggest headache for everyone. But a child needs at least 1.5 million (public colleges and universities) every year, which will also cause economic pressure on ordinary families!

In order to solve this problem, Taikang Baoyu Children's Annuity Insurance attaches the responsibility of guaranteeing the university education fund, provided that the age is 18, 19, 20, 2 1 one year old, and then from the sixth year after the policy takes effect, the university education fund comes from twice the basic insurance amount paid every year.

In other words, Lao Li's baby will receive a college education grant of 19300 yuan every year for the next four years from the age of 18. With the guarantee of education expenditure, you don't have to worry about family economic pressure!

Step 3 get married and start a career

Take the basic insurance amount paid by Taikang Baoyu Children's Annuity Insurance 10 times as the family fund. When the child reaches the age of 28, it will cost 96,500 yuan to get married. This money will help children buy a house or a car, or be used for a career fund to help children start a new life!

Generally speaking, Lao Li insured Taikang Baoyu Children's Annuity Insurance for a 0-year-old baby, and the insurance premium received by the baby at the age of 28 is 299 150 yuan.

Some people will think that Taikang Baoyu Children's Annuity Insurance has a low income!

Senior also guessed that everyone would think so. If you want high-yield financial insurance, you may wish to choose one from the following financial insurance list: 10 financial insurance to escort the purchase of high-yield financial insurance!

There are too many annuity insurance products in the above list, and most of my friends must have seen them! I choose an insurance to introduce, and everyone will know how high the income of this patron saint who cares about life is!

2. What are the advantages of Taikang Baoyu Children's Annuity Insurance over caring for the patron saint of life?

Don't say so much, please * * * browse this product drawing of caring for the patron saint of life:

Although this product does not include children's annuity insurance including education fund and growth fund, it also has unique advantages and highlights.

Best of all, the insured amount is increasing with compound interest of 3.6% per year. Many insurance companies ask, can you buy without the protection responsibilities such as education fund and growth fund?

As we all know, all the expenses of children are borne by parents!

Is it true that only children can buy financial insurance?

Not necessarily, parents' investment in their own interests can be used as children's education funds or for starting a business. , can be used!

For example, the 30-year-old Lao Wang is insured as the patron saint of caring for life, and pays 65,438+million every year, choosing to pay 10 year. The following is his income:

The income calculus chart shows that in the year of 1 1 of the policy, Lao Wang is in the age of no doubt, and the cash value of the patron saint of love life has surpassed it in terms of premium, in other words, Lao Wang has no loss.

Since Pharaoh was 40 years old, his income of caring for the patron saint of life has been rising, especially after that, the cash value has been rising all the way!

So how much can Lao Wang earn at the age of 46? You can probably earn 440 thousand. Even if Lao Wang gave birth to a child around the age of 30, by the time Lao Wang was 46, his child would be almost in high school. For high school children, education is very important, and this money can be used as the cost of high school education for children!

When Lao Wang was fifty years old, the patron saint of caring for life appreciated by 3 1 10,000; When Lao Wang was fifty-four, he had already made a net profit of one million!

Then, Lao Wang used the money for his children's education fund and venture capital. This money can be used to buy a house for children and prepare for their own pension. That's enough!

Of course, if anyone wants to know the detailed evaluation results of the patron saint of love life, the intimate school sister has kept it and poked it here to satisfy your curiosity: the patron saint of love life 2.0 is about to stop production and the income is shocking!

It can be seen that there is no need for everyone to be so afraid of the three-child policy, and they are afraid that they will not understand the investment losses! Whether it is children's annuity insurance, insuring children, and choosing to increase whole life insurance's insurance coverage for parents themselves are all effective ways to solve the problem of children's expenses!

Moreover, the characteristics of high compound interest, flexible fund collection and high income make the patron saint of love life more in line with everyone's needs, and insure the patron saint of love life to ensure that the education expenses of the three children are worry-free!

Senior can make an end to today's content! You also want to know what measures can be used to deal with the three-child policy, and learn from your sister in private!

Write it at the end

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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

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