Current location - Trademark Inquiry Complete Network - Tian Tian Fund - What are the green credit products of Industrial Bank?
What are the green credit products of Industrial Bank?
As the first large state-owned joint-stock commercial bank in China to adopt the international "Equator Principle", after years of exploration, Industrial Bank has formed a green financial product chain including green financing, green leasing, green trust, green bond, green fund, green investment and green consumption. It has formed unique characteristics in the financing business of equity products such as franchise pledge, carbon asset mortgage financing, emission right mortgage financing and contract energy management financing. Among them, in the environmental asset trading market represented by carbon emission trading, Industrial Bank has reached cooperation with all seven national carbon trading pilot areas, and signed comprehensive cooperation agreements with nine of the national 1 1 carbon trading pilot provinces and cities to provide trading structure and system design and fund deposit.

After years of deep cultivation, green finance business has become the brand business and dominant business of the whole Industrial Bank Group, covering three major areas: low-carbon economy, circular economy and ecological economy, and covering many project types such as improving energy efficiency, developing and utilizing new and renewable energy, carbon emission reduction, sewage treatment and water treatment, sulfur dioxide emission reduction and solid waste recovery, as well as mainstream industries such as energy, construction, transportation and industry. By conscientiously fulfilling social responsibilities and combining the products and services of banks, green financial business has become a key business.

In order to fully support green credit, the head office and branches have also arranged a series of supporting incentives: arranging special green action risk assets to ensure green credit; Issue green financial bonds to invest in green credit projects, effectively reducing customer financing costs; Arrange special financial resources, support and encourage branches to build green financial customers, start key projects, launch innovative products, and build emission rights platforms. In terms of credit approval, we will realize the professional approval of green credit and give priority to the approval of green credit projects. In terms of financing methods, in addition to traditional credit, innovative applications in the field of green finance are actively encouraged through leasing, trust, investment banking and wealth management. In team building, we set up a green business franchise organization, equipped with franchisees to provide one-stop professional services such as marketing, approval, lending and risk control.