After the upgrade of Yu 'ebao, more than a dozen money funds have been docked. These money funds are almost safe and have different expected returns. Compared with the Japanese currency A in the south, let's choose the currencies of Central Europe and Qian Bao with higher expected returns this time.
First, security comparison.
Li Tiantian Currency A is a monetary fund, and Yu 'ebao is also a monetary fund. All money funds are low-risk funds with little loss, so the principal is highly secure. Therefore, the security of Li Tiantian currency A is not much different from that of Yu 'ebao, and there is no problem.
Second, the expected rate of return comparison
From the data point of view, the seven-day annualized expected rate of return of currency A in southern Tian Li is that of Central Europe and Qian Bao, but from the data point of view, the expected rate of return of currency A in southern Tian Li is higher than that of Yu 'ebao.
In terms of long-term performance, southern Tian Li has been ranked in the top 60 of similar areas in recent 65,438+0 years and nearly 2 years, and performed well. Qian Bao's long-term performance in Central Europe is not as good as that of South Tian Li's currency A. Generally speaking, the expected income of Tian Li's currency A is higher than that of Yu 'ebao.
Three. Comparison of redemption speed and use
In terms of redemption speed, Li Tiantian Currency A supports T+ 1 arrival, and Yu 'ebao supports T+0 real-time arrival. Yu 'ebao has better liquidity and relatively flexible access to funds. In addition, Yu 'ebao supports consumer payment, and Li Tiantian Currency A only has financial management function, so Yu 'ebao has a wider range of applications.
Generally speaking, the security of Li Tiantian currency A is similar to that of Yu 'ebao, and its expected income is higher than that of Yu 'ebao, but it is not as convenient and flexible as Yu 'ebao.