Capital preservation fund is a kind of fund that invests most of its property in fixed-income bonds, and a very small part of its property with loan interest in stocks and other slightly risky properties, so as to complete capital preservation and basically realize property appreciation. That is to say, on the expiration date of the investment term, according to the investment results of the fund manager, no matter how the fund falls in the current investment market, it will never be lower than the price guaranteed by the loan, thus achieving the effect of capital preservation. Investors can redeem before the maturity date, but early redemption will not be guaranteed by all the benefits. The above is the relevant content of what the capital preservation fund means.

Frequently asked questions about purchasing capital preservation funds

1, the capital preservation fund has a capital preservation cycle time: generally at least three years. After three years, you can recover your capital. If you redeem it in advance, there is no guarantee.

2. Start-up opportunities: Most capital preservation funds only protect the market share of funds during the subscription period, and funds started during the subscription period do not enjoy capital preservation.

3. Caution clause: The capital preservation amount of some capital preservation funds includes the sum of subscription amount, subscription market share and interest expense during the raising period. However, some capital preservation quotas only include the subscription quota, and there is no subscription fee and loan interest during the subscription period.

The above three points are the factors that need to be considered when choosing a capital preservation fund.

? This article mainly writes the meaning of capital preservation fund and related knowledge points, and the content is for reference only.