if the clinic has been included in the medical insurance network settlement, then you can use medical insurance, otherwise you can't. Medical insurance cards can only be used in designated hospitals and pharmacies.
scope of use of medical insurance card: when the insured employees go to designated hospitals and pharmacies for medical treatment, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money. When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your insured identity and registration. Individuals can directly settle the part of the medical insurance reimbursement by medical insurance and the hospital without paying first and then reimbursing. Only when you settle the account, you can pay the self-paid part with the balance of the medical insurance card or cash.
medical insurance card processing flow
1. The insured person brings his/her valid certificate and applies to the neighboring district and county medical insurance center, and the district and county medical insurance center will handle it on the spot;
2. The insured person can also apply to the nearby street medical insurance service point to handle it on his behalf, and the service point will complete it within 3 working days. The insured person shall go to the service point to receive the "Medical Insurance Card" on his behalf within the specified time;
3. The insured person may entrust others to handle it on his behalf. The client needs to carry the valid certificates of himself and the insured when handling;
4. When the employer conducts centralized handling, it can go to the local county medical insurance center with the letter of introduction from the employer and the valid certificate of the handler, and then the employer will issue the Medical Insurance Card to the insured.
from the above, if the community health service station has been included in the medical insurance network settlement, then the medical insurance card can be used, and now some areas can use medical insurance.
Legal basis:
Article 28 of the Social Insurance Law of the People's Republic of China
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.
article 29
the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.
the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.