First, how to take out the profit part of the fund?
No matter how much the fund earns, the profit part cannot be taken out separately. Because the calculation method of fund's profit is different from that of products such as deposits, the fund's profit is reflected in the growth of product net value.
If you want to withdraw the profit part of the fund, you can only choose to redeem the fund shares, and calculate the redemption amount according to the number of redeemed fund shares and the current net value, but you can't directly withdraw part of the amount.
Fund products can choose to redeem all fund shares at one time, or they can choose to redeem some fund shares. If you need liquidity and want to withdraw some funds, you can choose partial redemption. But it should be noted that,
Part of the redemption is still based on share redemption, and the redemption amount includes principal and income, and the income cannot be redeemed separately.
Second, how does the fund calculate the expected return?
The expected return of fund investment is calculated according to the net value of the fund at the time of subscription and redemption. The calculation formula is: expected income = unit net value on redemption date ×× ×( 1- 0/-redemption rate)+dividend-investment amount.
For example, investors buy a fund product with a price of 6.5438+0 million yuan, and the unit net value on the day of purchase is 654.38+0, and they apply for redemption after holding it for one year. On the day of redemption, the net value of the unit has no handling fee and no dividend.
Then, the subscribed fund share = 10000 yuan/1= 10000 copies, and the expected return = ×10000 yuan.
The above content about how to take out the profit part of the fund, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.