Investor's wealth management income = share of wealth management products held by investors on that day × (net value of wealth management products on that day-net value of corresponding units subscribed/purchased by investors), accurate to 2 decimal places, subject to actual distribution.

Custody fee for product management fee: 0.02%/ year, charged on a daily basis. Sales management fee: 0. 15%/ year, charged on a daily basis. Investment management fee: 0.05%/ year, charged on a daily basis. The investment target of this wealth management product is fixed income products, and the raised funds are mainly invested in the following financial instruments: 1. Money market instruments, including but not limited to cash, various deposits, interbank certificates of deposit, interbank pledged repo, buyout repo and exchange repo. 2. Fixed income securities: including but not limited to government bonds, local government bonds, central bank bills, policy financial bonds, financial bonds, corporate bonds, corporate bonds, convertible bonds, exchangeable bonds, ultra-short-term financing bonds, short-term financing bonds, medium-term notes, directional debt financing instruments (PPN), asset-backed securities (ABS), asset-backed notes (ABN), standardized notes and others. 3. Money market funds, securities investment funds and various asset management products or plans. 4. Equity assets such as stocks (including Hong Kong stocks) and preferred shares issued or listed on the exchange according to law. 5. Derivatives and commodity assets allowed by futures supervision (such as stock index futures, treasury bonds futures, commodity futures, etc.). ) and options on the exchange. 6. Other financial assets and financial instruments recognized by the regulatory authorities. The planned investment ratio of all kinds of investment assets to the total investment assets is: the investment ratio of cash, money market instruments, bonds and other creditor's rights assets that meet the regulatory requirements is not less than 80%. Non-fixed assets such as equity and derivatives shall not exceed 20%.