When investors choose a fund, they are not at will, but after careful consideration and according to many factors, because it is related to the safety and appreciation of their money bags.

Common decision points for investors to choose funds are as follows:

The past performance of this fund is very bright. It has been stable for more than five years and can outperform similar funds. Optimistic about the future of the A-share market, choose index funds related to the CSI 300 or CSI 500 Index. Optimistic about a fund company or star fund manager, consider buying fund products under its name. I don't know how to choose a fund. Ask friends, relatives or professionals around you. Others recommend it as a quality fund. Some sectors are tilted by national or policy resources and have high investment value in the future. Layout in advance and choose the corresponding theme fund. ……

1000 investors have 1000 reasons to choose funds. The only similarity is that everyone thinks that the fund they choose can go up and make money by themselves. In this way of thinking, many investors will feel that since I am completely optimistic about a fund, I will buy it at one time. Put all your money on it, and what's more, increase the principal by borrowing money to invest, which is no different from gambling.

Why not buy a fund at one time? In fact, most investors have entered a misunderstanding. A good fund does not mean that the fund can make money. We know that no fund is guaranteed, even money funds have risks, not to mention partial stock funds. Since there are risks, investment should be rational, and the probability of profit should be improved through some investment skills. Don't buy at one time, but buy in batches to diversify investment and risks.

It is extremely difficult to bet on a fund at one time and get considerable returns, and failure cases abound in reality. Money is never right or wrong, and the trend will always fluctuate up and down. The only thing that can go wrong is investors, especially timing. If you want to make money on the fund, you must buy a rising range. This is not only a technical problem, but also a probability problem. Therefore, making money from investment funds is a general concept, and making big money is a small probability.

Buying a fund at one time is likely to be profitable, but more often it is possible to lose money. I suggest you give up the investment concept of one-time purchase and buy in batches. Even if the timing is wrong after the first purchase, you may buy at a high point, but there is still a chance to correct it. By covering positions, you can find a cheaper fund share at the low position and shorten the time to turn losses into profits.

Don't buy funds at one time, and don't buy funds at one time. Diversification means diversifying risks and buying 2-3 different types of high-quality funds at the same time. In the long run, the probability of making money will be relatively large and the overall situation will be relatively stable.

No matter how good the fund is, there will inevitably be mistakes, and no matter how powerful the investors are, there will inevitably be no mistakes in timing. Buying a fund at one time depends mostly on luck. Ordinary investors are not experienced enough, so don't learn this way. In essence, the technical content is not high, and the luck component is large. We often say that the money earned by luck will eventually be lost by strength. That's why! Buying a fund at one time will test investors' timing ability, and the result will only be a loss of both glory and glory. Extreme results are not suitable for ordinary investors. Steady is the ultimate meaning of investment. The extreme result is called speculation. No matter how high-quality the fund is, don't buy it at one time. The results of buying it in batches are gratifying in order to stand out in the market.