1. Before the stock market closes (that is, at 3 pm, because the net value of the fund is closely related to the performance of the stock market on that day), it is calculated according to the net value of the fund on that day.
2. If the stock is suspended, it shall be calculated according to the net fund value of the next day. You don't need any SMS reply, just wait a week, and the funds will arrive (the account you used to buy the fund);
3. There will be a prompt to redeem the fund, asking whether it will be postponed if a large redemption is encountered. It means that if many people are redeeming the fund that day, and the fund company's reserve fund can't meet the demand of the fund redeemer, it will be postponed to the second trading day, and the transaction price of the same redemption will also be traded at the next day's price. Of course, this probability is very, very small.