Buying funds is a risky investment behavior. Funds are divided into currency funds, bond funds, hybrid funds, and stock funds according to different levels of risk. The higher the return, the higher the risk.

Which fund is good depends on your personal risk tolerance. If you are a young person with a stable job and strong risk resistance, it is recommended to choose equity funds to obtain high returns, such as Shanghai Investment Advantage, ChinaAMC

Market etc.

If you are an elderly person and have poor risk resistance, it is recommended to choose low-risk bond funds such as Wells Fargo Tianli, Nanfang Baoyuan, etc.

You can purchase funds at banks. You can buy and sell funds at the bank counter or through online banking. China Merchants Bank sells the most complete funds on behalf of others, and Bank of Communications offers the most favorable online banking rates (40% off). In fact, it is precisely because banks sell funds on behalf of others.

The popularity of funds and funds has made the queues at banks longer and longer. If you want to buy funds online, you can go to the bank and register your all-in-one card as an online bank card and fund card (just fill out two forms to activate it)

, put the money in, come back and click the mouse to complete the fund purchase and sale. Online banking and direct sales on the fund company website are the two most commonly used methods.