The insurance editor will help you answer your questions, and you can answer more questions online.

Well, there are indeed so many... Last year, due to the overall sluggishness of fund stocks, the dividends in 2010 were lower. In 2009, the dividend was about 230 yuan for 10,000 yuan, and around 190 yuan in 2010. In 2007, the highest dividend was 10,000 yuan.

Yuan is about 570 yuan, which was very low in 2008 (because of the economic crisis). The overall return should be more than 4%. The five-year period of your deposit in the bank should be 3.6% over the same period, and 20% interest tax must be deducted.

In addition to your principal of 5,000 yuan, fixed income + 5 years of dividends + compound interest is almost less than 1,000 yuan.

Don't let the bank people fool you, 12,000!

Even worse than loan sharking!

Don't expect it to make you rich overnight when you deposit financial products from such insurance companies. They are always slightly higher than bank interest rates and are relatively stable.