is it feasible to buy funds in the afternoon on Friday?

It's okay to buy a fund in the afternoon on Friday, but it's not appropriate to buy a fund after 15:, because if you buy a fund after 15:, you will calculate the income according to the next Monday, and if you buy it at this time, you will lose a reference for the valuation of the fund company.

After Friday, it will be the weekend, and Sunday's policy and the notice of stock news will directly affect the stock's rise or fall. If it is a stock fund, the uncontrollable factors such as the fund's rise or fall are very large. Is it better to buy funds on Friday night or on Monday?

Generally speaking, it is better to buy a fund before 15: on Monday than on Friday night. After all, you can refer to the net value of the fund. For example, if the fund rises too high that day, you can wait to buy it. If the net value of the fund is very low and the fund has a bright future, it is more appropriate to buy more market share at the same price.

But on the whole, the relationship between fund buying and the day of the week is actually relatively small. Fund buying usually means that investors should pay attention to the long-term profit of this fund. As the fund is an ups and downs commodity, there will be some ups and downs, so it is very important to look at the long-term profit. If the fund has a future, it can be bought regardless of the day of the week. How much interest should I pay for the loan of 3 thousand to buy a house?

the loan is 3, yuan, which is the cost of calculating interest. In addition, we need to know the annual interest rate, loan term and loan repayment method.

1. Annual loan interest rate

Personal provident fund loan: 5 years or more, with an annual interest rate of 3.25%; Commercial service loan: The minimum interest rate for the first home is 4.1% after 5 years (LPR updated in August 222 minus .2%). That's just some basic theoretical data information, and the annual interest rate of the actual house purchase loan should be based on the specific audit.

2. Loan term

The maximum loan term is generally 3 years.

The longer the deadline is, the easier the monthly financial pressure will be, but the greater the total interest will be. On the contrary, the less the deadline for selection, the greater the pressure of the loan of 3, yuan will fall on the monthly repayment, but the total interest will be less.

3. Loan repayment methods

Common repayment methods are equal principal and interest repayment or equal principal repayment. Matching principal and interest repayment, the mortgage is the same every month, and the monthly capital pressure is relatively average; Equal principal repayment, the same principal should be repaid every month, which has great financial pressure in the early stage and little financial pressure in the middle and late stage. The total interest generated by the matching principal and interest repayment method will be much more than the matching principal repayment.

4. Take an example to illustrate the calculation.

Suppose that the loan is 3, yuan and the loan lasts for 2 years, and the annual interest rate is at the theoretical minimum level, and the principal and interest are repaid in equal amount, as follows: total interest = (installment +1)× loan cost × monthly interest rate fund 2, monthly interest rate = annual interest rate/December, and the loan cost is 3, yuan, and the annual interest rate of personal provident fund loan is 3.

that's the introduction of "how much interest should I pay for a house loan of 3, yuan". I hope you can help everyone.