Bank of China is always safe. It is a fund investment and wealth management product of China Bank. As one of the state-owned banks, China Bank has a good strength and reputation, and its investment is also operated by professionals. Although BOC Yishengbao is a wealth management product with no capital preservation, it belongs to a type with less risk and generally does not lose its principal.

The risk of China Bank's current treasure is low. Although it is possible to lose money in theory, it is less likely from historical experience. In addition, the fund custodian bank monitors the funds of the Bank of China Lifelong Bao Monetary Fund to ensure the safety of the funds. Therefore, it is more suitable for people who pursue low risk and relatively good returns, such as wage earners and financial newcomers.

BOC Lifetime Bao is actually bound to the money fund. Putting money into a living treasure is equivalent to investing in the corresponding money fund products. Money fund is the safest and lowest risk of all fund types, and of course its income is relatively low. Although the principal is not guaranteed, the probability of principal loss is still very low unless there is a big turmoil in the financial market. Moreover, it mainly invests in high-security and robust financial instruments such as certificates of deposit, bonds and medium-term notes, rather than high-risk financial instruments such as stocks, so the risk is very low. Its flexibility is also very high, T+0 can be redeemed quickly, and the maximum withdrawal amount is 5 million per day, so even if there is a loss, it is very convenient to stop the loss in time.

What is a clown?

Yishengbao is a financial tool for investing in Tian Tian Preferred Monetary Fund under Oriental Fortune. A simpler explanation is that there are many money funds in the fund market. Lifetime treasure will help customers optimize the money fund in the market, and investors will recharge their funds to Lifetime treasure, which is equivalent to buying the corresponding money fund. Lifetime treasure can be used as a change financing tool, which supports 24-hour cash withdrawal at any time and is not restricted by weekends and holidays. It can arrive at the account as soon as 1 second, which is a very good financing tool for investors who want to withdraw funds at any time. For investors who are used to financial management through daily capital channels, it is very good to choose Lifelong Bao as a small change financial management tool. If you just use Lifelong Bao as a small change financial management tool, there is not much need.