1, the higher the share ratio, the higher the risk. When the stock market rises, it gains the most, but when it falls, it may lose the most.
2, hybrid funds, bond funds, the safest is the money fund, but the income is also the lowest.
It is suggested that investors who choose funds should choose the appropriate fund type according to their own risk tolerance and financial management objectives. Only the performance comparison of similar funds is meaningful.
3. Combination selection.
Old, new, stable, balanced and radical. On the premise of safety, maintain high returns. Fund investment, if you want to get excess returns, you must let different "individual champions" fight together, learn from each other's strengths and make dynamic adjustments.
Extended data:
Select index fund
1、? How to combine different categories?
For broad base, you can choose indexes with lower P/E ratio and higher dividend yield, such as SSE 50, CSI 300 and Hang Seng Index. For those with a narrow base, you can consider investing in some long-term more favorable sectors to see what industries you are optimistic about. Bian Xiao privately believes that pension, consumption, medical care and other sectors have good development prospects.
2. How to choose the same index?
Although index funds are passive tracking indexes, even if they track the same index, the fitting degree of different funds is different. For ordinary index funds, the normal tracking error value recognized by the industry is generally within 2-3%. Whether it is normal or enhanced, the smaller the tracking error, the better. At the same time, we should also consider the redemption rate. The lower the rate, the better.