First of all, the provident funds in Tieling and Shenyang are not interchangeable.
Second, if you want to use Tieling Provident Fund to get a loan in Shenyang, you can apply for a provident fund off-site loan.
The required conditions are as follows: If the borrower purchases a commercial house, the following elements must be provided when applying for the loan: 1. Housing provident fund payment certificate issued by the management center where the housing provident fund is deposited; 2. Original and copy of the couple's ID cards; household registration book
Original; original and copy of marriage certificate; 3. Original commercial housing purchase contract; 4. Copy of commercial housing sales license; 5. Copy of new building house number approval form, full purchase invoice and original occupancy notice; 6. Maintenance
Original fund receipt, original deed receipt.
If the borrower purchases a second-hand house, the following elements must be provided when applying for the loan: 1. Housing provident fund payment certificate issued by the management center where the housing provident fund is deposited; 2. Original and copy of the couple's ID card; original and copy of the household registration book
Original and copy of marriage certificate; 3. Original house sales contract, original house appraisal report, original and copy of property ownership certificate, original deed certificate; 4. Original and copy of transaction fee receipt, deed tax receipt; 5. Non-city
Houses in the fifth district must also provide the original and copy of the land certificate. If the land certificate has not been issued, you can also obtain a receipt for the land certificate.
Third: Application process: Both spouses of loan employees bring relevant information to the off-site housing provident fund loan business department set up by the Shenyang Housing Provident Fund Management Center, fill in the employee off-site loan application form, and after passing the review, go to the bank window with the approval form and open it.
For bank repayment savings cards, an entrusted bank withholding agreement is signed. The borrower confirms his signature on the IOU and goes through the guarantee and mortgage procedures before the bank releases the loan.
Thereafter, the borrower will repay the loan on a monthly basis, and after the loan is repaid, go to the Shenyang Housing Provident Fund Management Center to handle the cancellation procedures for the mortgaged property.
For specific information, it is recommended to consult the Shenyang Housing Provident Fund Management Center.