Who is suitable for fund investment?
1, novice Xiao Bai
Because the fund is invested and operated by a professional fund manager, investors do not need to have a relatively complete basic knowledge of the fund. The fund invests in a basket of stocks, which is equivalent to dispersing investment risks. The investment risk of the fund is lower, which is more suitable for novice investment.
2. Investors with low risk tolerance
Different types of funds have different risks. For example, investors with low risk tolerance are suitable for money funds, while investors with strong risk tolerance are suitable for stock funds, with diverse selectivity. Investors can choose according to their investment preferences.
3. Investors who don't have enough time to analyze and study.
Because the fund is managed and operated by professional fund managers, investors do not need to pay attention to the market or observe the market dynamics at all times, which is more suitable for investors who have no time to analyze the market, such as office workers.
4. Investors with less funds
The fund has low investment threshold and low risk, and is suitable for investors with less reserve funds.
5. Long-term investors
The fund mainly invests in a basket of stocks, and the stock market fluctuates, so the long-term investment effect is better. And the redemption cost of the fund is related to the investment period. The longer the investment period, the lower the redemption fee, even 0, so the fund is more suitable for long-term holding.
What are the skills?
1, fund selection
Choose high-quality fund investment, such as funds with stable performance and expected development in the industry, or you can choose to understand the risk of the fund by understanding the investment direction of the fund.
2. Choice of fund managers
Choose a fund manager with strong management ability, stable performance ranking and long experience, and the later income will be greater.
3. Choice of investment platform
Choose a more cost-effective fund investment platform. Different fund investment platforms have different subscription fees and redemption fees. When choosing, investors can choose a lower-cost platform to reduce investment costs.
4. Control positions, take profit and stop loss.
Control positions reasonably, avoid Man Cang operation by all means, and have enough funds to deal with sudden risks in the later period. Stop loss and take profit, control risks within a certain range and reduce losses.