Zhao Ruifeng of CMB Finance and 7-day and 2-phase short-term debt belong to financial management. At the same time, this product is also a personal favorite. Although the elasticity is relatively low, it is also within the controllable range. In addition, the funds in Yu 'ebao can also be used. The income of 7-day wealth management products is good. Performance benchmark is 3.0%-3.8%, sales expense is 0. 15%/ year, and fixed management fee is 0. 15%/ year.