Beijing provident fund off-site loan policy

Beijing provident fund off-site loan to buy a house means that you can apply for a Beijing provident fund loan if you buy a house in your hometown (domicile), but you can't apply for a provident fund loan if you don't buy a house in your domicile.

when the Beijing provident fund is used for off-site loans, the relevant conditions must be met before the off-site loans can be processed. The specific processing conditions are as follows:

1. People who have paid the provident fund in other places and can borrow money to buy a house in other places in Beijing: employees of the central unit with Beijing household registration who have paid the housing provident fund in other places can apply for the use of provident fund loans if they buy the first self-occupied house in Beijing.

2. Buying a house in a different place:

(1) The applicant must buy an owner-occupied house in the place where he/she registered, and he/she is the owner or owner of the house purchased.

(2) The applicant must pay the housing accumulation fund normally and in full for more than six months.

(3) The applicant and spouse have no outstanding housing provident fund loans, including the deposit place of housing provident fund.

(4) Provide the guarantee procedures approved by Beijing Housing Provident Fund Management Center.

(5) Meet other conditions for housing provident fund loans.