When it comes to money, then everyone's first concern must be profitability. How comfortable it is to lie at home and make money when the fund market is good! So what are the trading skills of the fund? The following small series will answer your question.
What are the trading skills of funds?
Determine the investment goal: before buying a fund, make clear your investment goal and risk tolerance. Only by knowing your goals and risk preferences can you choose the right fund.
Diversified investment: Diversified investment is the key to reduce investment risk. Choosing different types of funds, including stock type, bond type and hybrid type, can realize the diversification of assets.
Fixed investment strategy: Regular fixed investment helps to avoid the impact of market fluctuations. By investing a certain amount of money to buy funds on a regular basis, the average cost-benefit can be better realized.
Pay attention to expenses: understand the management fees, custody fees, subscription fees, redemption fees and other expenses of the fund, and choose low-cost funds.
Pay attention to fund managers and fund companies: Understanding the investment style, experience and past performance of fund managers is an important indicator when purchasing funds. At the same time, the reputation and management strength of fund companies are also factors to be considered.
Market research and information collection: track market trends and fund performance in time, pay attention to relevant research reports and professional information, and improve the understanding and judgment ability of funds.
What calculation formulas do funds need to remember?
Calculation formula of net asset value (NAV): NAV= (total assets of the fund-total liabilities of the fund)/total fund shares.
Calculation formula of yield: yield = (current net value-last net value)/last net value.
Calculation formula of annualized rate of return: annualized rate of return =( 1+ rate of return) (365/ holding days)-1
Calculation formula of return on investment (ROI): ROI= (current net asset value-investment cost)/investment cost.
How much does a good fund usually earn a year?
A good fund may also increase 100% year by year. As for how much you earn, it depends on the principal. The income of the fund mainly depends on the rate of return of funds and funds. Generally speaking, the more funds, the higher the rate of return, and the more money you earn.
Let's give a simple example: suppose an investor buys a good stock fund with a principal of 1 000 yuan. This fund always goes up much and falls little. It has increased by 1 1,000% in a year, that is, it has doubled, so the money earned is 1 1,000, which adds up to 2000.
What is the annual income of the fund?
The annual fund income 15%~ 100% is relatively good, but when the fund market is good, most people usually earn between 2% and 30%, and rarely earn 100%.
Pay attention to buying funds, and don't just see the benefits and ignore the risks. When the fund market is bad, most people lose between 20% and 50%. What is this concept? Buy 100 yuan, lose 20~50 yuan. The loss is very large, so you should also pay attention to its risks when buying a fund.
How much can you earn by buying a fund for 5 thousand yuan?
How much money you can earn by buying a fund with 5000 yuan is related to the increase of the fund, which has a lot to do with the type of fund. Generally speaking, the increase of money funds and pure debt funds is relatively small, because they do not invest in stocks, so the risk is relatively small, and it is more likely to make money by holding them for a long time, but they earn less.
Equity funds, index funds, hybrid funds, etc. are relatively risky and will increase greatly. When the market of some funds is good, the increase can be as high as 3%~7%. If the market is not good, it may fall by 3%~7%, so the risks and benefits are relative and need to be paid attention to.
Let's give a simple example: suppose an investor buys a 5,000-yuan stock fund, and the stock fund has a better return. If you earn 5% a day, the profit you earn is: 5000×5% = 250 yuan, but it is the same if you lose money.
It can be seen that 300 yuan is not far away. If the increase is high, it is possible to earn 300 yuan in one day, but it is more difficult. It is rare for general funds to increase by more than 5%.