I am a new mother, and my child has just turned half a year old. My husband and I are both working-class, with average income, but we have a certain balance every month. Nowadays, it is very expensive to train a child in society. We want to save education funds for children in an effective way, so that children can have good living conditions and receive better education in the future. But I don't know what kind of way to choose to be relatively safe and profitable. Please give some advice, especially for parents, and introduce your experience. Thank you very much Topic account owner: Is there any good recommendation for buying commercial insurance for children? (22) The stock risk is too high. What about the fixed investment of the fund? (23) Other better methods (50) Cherry Bear Other better methods: piggy 123. Vicky- Vicky buys commercial insurance for children. Do you have any good recommendations? I think fixed investment is the foundation, and there are other insurance guarantees! Yimeng, Yu Zi buys commercial insurance for children. Do you have any good recommendations? The fixed investment of the fund must be adhered to, at least for 5 to 10 years, otherwise it is better not to invest. I suggest you buy comprehensive financial insurance for your children, focusing on educational reserves, and you can also attach some additional risks for basic protection. Bbs0823 shares are too risky. What about the fixed investment of the fund? Fund wisdom investment, travel with you! Save it. I will use other better ways to solve this problem! Amoi's other better way is to buy a fund for fixed investment and then buy an insurance policy. Insurance is to buy a guarantee, which is safer. Investment is risky. I have the same situation in other better ways. I hope netizens have good suggestions. I have the same situation in other better ways. I hope netizens have good suggestions. There are other better ways to beat the bank. Go to the big website and see for yourself. Otherwise, the investment function of education savings and risk secondary education funds with the least risk is lower, but the insurance function is better.