The most taboo to buy a fund is stop loss. In fact, as ordinary investors, we mainly participate in funds that invest in stocks or bonds, so our main investment target is still in the capital market, so it is normal to have ups and downs. As investors, we have no ability to choose stocks or have no time to choose investment targets such as stocks, so we participate in the fund to allocate stocks. Therefore, while allocating funds, we need to pay attention to the fact that we should mainly buy when it falls, rather than stop loss (which is different from individual stock operation). Because the fund manager has helped us choose the best, we just need to buy cheaper chips when it falls, and then take profit.

1. What should I pay attention to when buying a fund?

1, be prepared to hold it for at least three years. This is very important. Your motivation and expectations determine your state of mind. However, I heard that the fund is easy to make money recently, and I want to come in and make a fortune and leave. I am still doing my homework, knowing that I may fall, but even if I fall, I will make up my position. The former is easy to cut meat and escape on the road of continuous decline, which is why liquor is so cattle that some people buy it and lose money; The latter will be more peaceful in the face of falling mentality, know that this is normal, dare to make up positions, and hold patiently until they make money. Of course, you don't have to hold it for three years to be mentally prepared.

2. spare money investment. This echoes the first one. Only spare money can be held for a long time. If you borrow money to invest, or the money is in a hurry to have other uses, it is definitely impossible to put it in the fund for a long time. There is a high probability that you will not make big money, and the probability of borrowing money to invest is even greater.

3. Choose Long Cattle Base. This is also a prerequisite for long-term holding. If you have confidence in the foundation you bought, you dare to make up the position on the way down, and you will firmly believe that you can make money in the end. Of course, it is the past performance of the fund manager, so the long-term cow base of the fund manager who has crossed the bull and bear at least once is particularly friendly to long-term holders.

4. Dare to cover positions when falling. Covering positions when falling, especially when the yield is negative, can effectively reduce the cost of holding positions. The lower the cost, the faster the return.

Tips for selecting funds: look at the code and name. When choosing fund products, we must pay attention to the code and name of the fund, that is to say, what products we buy. If you don't even understand these basic information, you obviously follow your feelings and you will definitely lose money in the future. Don't cry. If you are not responsible for your own funds, why can't others make money and you make money? Even if you make money for a while, you will lose money at some point in the future. Don't listen to the wind in the fog as rain.