Fixed investment by deduction is a way to automatically deduct money from an account to buy funds, while fixed investment by funds is to buy funds regularly on a specified date and amount. Once the investor sets the fixed investment conditions, the system will automatically implement the fixed investment conditions, and the fund T+ 1 will not confirm the share until the second trading day of subscription. Fixed investment refers to regular investment in funds or other investment targets in a fixed way. Fixed investment is suitable for working-class people to conduct long-term financial management.

Can the fund only choose a fixed monthly investment?

Most of the fund's fixed investment is monthly, but there are also fund companies that stipulate quarterly, semi-annual or annual fixed investment. Usually, after the user signs a fixed investment agreement, the bank will automatically deduct money from the designated account to purchase the fund. If the balance of the user's fund account is insufficient at the legal trading time, the banking system will automatically continue to deduct the money the next day until the end of the month, and calculate the confirmed share according to the net value of the fund share on the day of deduction. Therefore, there is nothing wrong with the unsuccessful deduction of money in the current month, but you should deposit the money in your account as soon as possible and then continue to invest.