Treasury bond savings will generally go on sale at 8:30 during the issuance time. However, since banks only open at 9:00, if you buy them over the bank counter, you cannot buy them until after 9:00. Treasury savings.

At present, the issuance time of national debt savings is generally March 10th, April 10th, May 10th, June 10th, July 10th, August 10th, and September every year 10th and October 10th.

Among them, certificates are generally issued on March 10, May 10 and September 10, and on April 10, June 10, July 10, August 10, The general issue on October 10th is electronic.

It should be noted that the certificate type requires a one-time repayment of principal and interest upon maturity, while the electronic type requires interest payment once a year. Therefore, if you want to pay the principal and interest in one lump sum upon maturity, you need to go to the bank to buy the certificate according to the above time. If you want to pay the interest once a year, you also need to go to the bank to buy the electronic certificate according to the above time.

Extended information:

Treasury bonds are divided into three categories: bearer treasury bonds, bookkeeping treasury bonds and savings treasury bonds. Among them, bearer treasury bonds are physical treasury bonds, which are almost never issued now, while savings treasury bonds are divided into: certificate treasury bonds and electronic treasury bonds.

Treasury bonds are based on the credit of the country and are issued by the Ministry of Finance. They have extremely high credit and repay principal and interest upon maturity.

To purchase certificated treasury bonds, you need to purchase them over the counter at a bank. Purchase outlets include: ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, CITIC, Everbright, Hua Xia, Pudong Development Bank, etc.

To purchase electronic treasury bonds, you can directly log in to online banking. Purchase on the bank's official website. Such as: ICBC online banking, China Construction Bank, Bank of China, etc.

Generally speaking, the issuance date of certificated treasury bonds and electronic treasury bonds is fixed, and the purchase time of treasury bonds is the 10th of each month. If the purchase is completed on the 10th, then you can only wait for the next one. Expect.

Book-entry treasury bonds can be purchased at securities companies. Therefore, a stock account is required; the face value of book-entry treasury bonds is 100 yuan, and 10 pieces are one lot, so a minimum of 1,000 yuan is required.

The difference between CDB bonds and treasury bonds:

Both CDB bonds and treasury bonds are a type of bond, and there are the following differences between them:

1 , Differences in taxation

The interest earned from China Development Bank bonds is subject to income tax, and the income tax is 25%, that is, 25% of the income obtained from buying China Development Bank bonds is turned over, while government bonds are all tax-free.

2. Different issuing entities

The issuing entities of CDB bonds are banks, mainly financial bonds issued to financial institutions such as Postal Savings Bank, state-owned commercial banks, regional commercial banks, etc. The main issuer of treasury bonds is the state, which mainly targets domestic and foreign institutions and individuals, and is issued to a wider range of objects than CDB bonds.

3. Different purposes of issuance

The purpose of treasury bond issuance is to make up for the central fiscal deficit, or to raise funds for some costly construction projects, some special economic policies or even wars. The purpose of issuance of CDB bonds is to promote the development of the commercial economy and provide higher interest rates. They are one of the most actively traded bonds for financial management.