With the improvement of people's financial management concept, people are more familiar with fund financial management, and even many people begin to look to funds like QDII. However, QDII funds invest in overseas capital markets, and the trading rules may be different from domestic funds. Many people don't know much about QDII funds. Let's take a look at buying skills.

What are the purchasing skills of QDII funds?

1 investment market: to buy QDII funds, you must have a better understanding of the trend of the market you invest in. Most investors have a better understanding of the US and Hong Kong markets, so they can give priority to the allocation of QDII indexes of US stocks and Hong Kong stocks, and generally buy them in places where they know the markets better.

2 trading time: the purchase and redemption time of DII fund is much longer than that of ordinary fund products. The subscription confirmation date is generally T+2, and shares can only be sold on the next trading day after subscription. The selling application is submitted on T day, and the share is determined on T+2 day according to the net value of T day, and the arrival time is generally around T+8 day.

3 Active or passive funds: QDII is also divided into active management and passive management. If it is an actively managed fund, it is best to choose a fund manager with rich overseas investment experience and excellent historical performance. If you can't find it, you can also choose passive index funds to buy it.

4 Transaction cost: Because the transaction rate of QDII funds is higher than that of ordinary fund products, short-term operation is not recommended, and it is more appropriate to choose excellent QDII funds for long-term holding.

5 Investment targets: QDII funds mainly include stocks, bonds, commodities (mainly gold and crude oil), REITS, etc. The risk level of different investment objects is different. Relatively speaking, investing in oil and commodities is more risky and the fund fluctuates more.

Compared with China, the trading rules of overseas capital markets are more flexible and the level of intra-day potential fluctuations is higher. At the same time, investors should pay attention to the risk of exchange rate fluctuations. Before investing, we must grasp the individual's risk tolerance and avoid blindly following the trend to bring economic losses to ourselves. In addition, the above contents only represent personal opinions and are not taken as any investment suggestions.