after the user logs into the Alipay account, select Yu 'ebao to enter the home page of the wealth management product; Then click "..." in the upper right corner; Select "Fund Details"; Eligible users can find "view more products" on the fund details page; Then choose the fund products that you need to replace; Finally, click Replace and enter the password for verification.

it should be reminded that not all users can change the Yu' ebao fund, and certain requirements must be met before changing the Yu' ebao fund.

1. It is required that there is no ordinary transfer-out and switching operation of Yu 'ebao within two trading days before the date;

2. The balance treasure has no frozen amount; Did not change the identity information in Alipay and completed the real-name authentication;

3. There is no experience fund for Yu 'ebao in use;

4. When replacing Yu 'ebao Fund, try to avoid replacement around 15: pm and -4 am.

operating environment: apple 12, ios14, AliPay version 1.2.3

: funds are divided into broad sense and narrow sense. In broad sense, they refer to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds, etc., and in narrow sense, they refer to funds with specific purposes and uses. Usually, funds refer to securities investment funds.

The income of the securities investment fund comes from the future, and the performance of the income is closely related to the performance of the underlying market of the investment target, which has certain risks.

I. Classification

According to different standards, securities investment funds can be divided into different types:

(1) According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (it depends on the situation), and the fund size is not fixed through subscription and redemption by banks, brokers and fund companies; Closed-end funds have a fixed duration, generally listed and traded in securities exchanges, and investors buy and sell fund units through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. Funds are established by issuing fund shares to establish investment fund companies, which are usually called corporate funds; Fund managers, fund custodians and investors are established through fund contracts, which are usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the difference of investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds, futures funds, etc.

2. Operation skills

1. Look at the market outlook before operating

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a while to maximize the benefits. If it is a bear market, it is redeemed in advance, and it is safe to leave the bag.

2. Converting into other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, for example, converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also a redemption idea.

3. Regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Regular fixed redemption is a redemption method with regular fixed investment.