The previous social security system was not allowed to cross provinces, and individual contributions could not be returned to citizens. Suppose a person has taught social security fees for 10 years in a place, and * * * has paid more than 50,000 yuan. As a result, he will be transferred to other provinces in 65,438+065,438+0. In this way, the part he paid and the part paid by the enterprise will not be returned to individuals and enterprises. At this time, there was a problem. The Social Security Bureau earned 500 million people and paid more.

Now individuals can refund their premiums, but enterprises can't. Where did the money go? In particular, the social medical insurance premium is the most serious on this issue.

When it comes to pensions, the problem is even more serious. Suppose a person pays 3000 yuan as a personal account of endowment insurance every year for 15 years, then when this person reaches 60 years old, it is assumed that the average wage of employees in society at that time is 2500 yuan/month and the average age is 80 years old. Then this person can get 2500 (average salary of social workers) * 15 (payment period) * 1%+3000* 15 (personal account value of endowment insurance) /[(80-60)* 12) (assuming he can) Once he died in these six years, where did the money left in his personal account go?