There is no interest on the balance of Alipay. The balance treasure and Yu Libao in Alipay have interest. You can also buy funds in Alipay.

1. AliPay deposits 2, yuan into the balance without interest;

2. AliPay deposits 2, yuan into the balance treasure, and the interest is settled on a daily basis. The interest is calculated every day according to the floating seven-day annualization. Assuming that the seven-day annualization rate is 1.737% and there is no change within one year, according to the interest calculation formula: interest = principal × interest rate× time, the annual income can be calculated as: 2,× 1.737.

3. AliPay deposits 2, yuan in Yulibao with interest, and the official annualized rate is 1.5793%. If there is no change within one year, the interest will be 2,× 1.5793 %× 1 = 3,158.6 yuan. At present, Yulibao is only open to some businesses and enterprises.

4. If you buy a fund, you may not know whether it is a gain or a loss. It depends on your own vision and luck.