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What can you do with small-cost investment, around 200 yuan every month?
You can make a fixed investment in the fund. It seems that you are a novice, I suggest you buy directly from the fund company's website. For example, the website of Huaxia Fund Company has a lot of information after opening. Carefully compare various funds, and the one that suits you is the best. Or you can go to He Xun. Look at the fund section. As you are a novice, I suggest that you invest in the "Huaxia Classic Mix" of Huaxia Fund, or if you plan to invest for a long time, you can choose a more radical "Huaxia Income Stock". Money funds are not suitable for fixed investment, so don't consider it. In addition, fixed investment is a long-term process. Don't care too much about the ups and downs. You must have a foundation in your hand, but not in your heart.

You can also deposit it in online banking every month, which is conservative and not recommended.

I wish the investment success!