Today, Bian Xiao will take you to learn how to protect the interests of investors after liquidation.

Will fund holders suffer losses after liquidation? Some investors believe that closing positions seems to be a stop loss, but it is actually mandatory. Once the fund is liquidated, it will be returned to investors with the net value of the last day, which is equivalent to compulsory redemption. If it is a loss state, it will turn the book loss into reality, and investors' previous investment in the fund will be in vain, and there is no way to exchange time for space.

In this regard, people in the industry have different opinions. Some insiders believe that investment is at your own risk, investment is risky, and investors should be responsible for their own decisions. In addition, some people think that fund companies charge a certain management fee, and it is a responsible practice to compensate investors with this part of the money.

Wang Qunhang, deputy general manager of Ji 'an Jinxin Fund Research Center, pointed out that it is undeniable that this move has positive significance for Public Offering of Fund, but the premise of liquidation is compensation. "The issuing fund has collected a lot of management fees, and its performance is not good. Liquidation! Is it suitable? " Wang Qunhang raised such a question and suggested that the liquidated fund should not let investors lose money.

He suggested that compensation should only be given to those who stick it out. "Because of people's insistence, we must be moved and pay moderately, that is, the upper limit is only the face value. As for investors who have already redeemed, they don't have to pay, because their redemption behavior shows their recognition of risks. "

Regarding the fund liquidated due to losses, a senior Public Offering of Fund analyst in Beijing said: "The fund has not brought considerable benefits to investors, and it is still liquidated at a loss, so it is too easy to earn management fees. If a fund sets a precedent, more and more funds with poor performance may eventually be liquidated in the future. Although individuals support the liquidation mechanism in the public offering of funds, fund holders should receive appropriate compensation from loss-making funds. "

However, some people in the fund industry believe that there can be no precedent for compensation. If the investment is risky, investors should be responsible for their own decisions. "If Public Offering of Fund compensates the loss of the holder, it should be after the rules of the game are revised, Public Offering of Fund will be liquidated again and the holder will be compensated again." The source admitted that if this time, investors will no longer be cautious when buying funds, and they will have the idea of "losing money anyway".

Some fund holders said that when the new fund was issued, the fund company was ambitious and full of ambitions. After holding it for several years, I suddenly told him not to play. "Isn't this a joke?" And "If you take the initiative to stop playing, should the management fee collected for many years be returned to me?"

Some fund holders are more rational. A fund holder surnamed Ma said that at this time, when the fund company announced liquidation, it can also be seen that the frankness of the fund company is better than losing money all the time. At the same time, Mr. Ma believes that "there is no need to let other long-term loss-making equity funds die. If they don't do well, they will be liquidated. This is not a matter of losing face and money, but a good thing. "

Jiang Saichun, chief analyst of Desheng Fund, pointed out that if the fund holder does not agree to liquidation in case of product loss, he can veto it in the voting, and the final choice is actually in the hands of the holder.

But this right is also uncertain. The reporter learned that on July 5, Qingshuiyuan had asked investors for advice on whether to change a fund contract and whether the fund would continue to operate. A fund holder thinks that he has suffered a huge loss and expresses his acceptance of the contract change, hoping that the fund will continue to operate. However, on July 8, the above-mentioned holders were told that due to the disagreement of some fund holders, the contract change was invalid and the funds they purchased were still forced to close their positions.

Analysts believe that clearing some funds is a "healthy road" for the industry to move towards metabolism. Investors should be rational, hold a good shareholders' meeting and provide diversified choices. Fund companies should pay attention to protecting the interests of investors, respect the wishes of various investors as much as possible, and do a good job in investor education, which is a problem that the fund industry must pay attention to when dealing with liquidation.

I believe that through the above study, you must know something about this knowledge point. I hope you know more about this knowledge, so that you can sum it up like a duck to water in the market.

Statement: Futures information comes from cooperative media and institutions, and is the author's personal opinion, which is for investors' reference only and does not constitute investment advice. Investors operate accordingly at their own risk.