Trust products are financial instruments issued by trust companies that aim to provide investors with relatively low-risk, stable returns.

Its annualized returns are usually between 8% and 12%, making it attractive to investors who seek stable returns and have a certain acceptance of risk.

However, it is worth noting that the investment threshold of trust products is relatively high, usually requiring a minimum investment of 1 million, and the term is usually 1 to 2 years. The liquidity is poor and not suitable for short-term capital needs.

As a financial management option between bank deposits and stock funds, trust investment is popular among institutional and individual investors because of its high returns and relatively high security.

In terms of investment operations, trust products are similar to savings or treasury bonds, with a fixed term and a clear expected rate of return.

After investors purchase, they can receive their principal and income upon maturity, which is easy to operate.

Trust products are mainly divided into the following categories: Loan trust: This type of trust raises funds to issue loans through a trust, and is the most common trust product on the market.

Equity trust: Raising funds by setting up equity trusts can convert the company's intangible assets into cash, speed up capital turnover, promote the effective replacement of different assets, and help the company seize investment opportunities and enhance corporate value.

Real estate trust: includes land and construction facilities above or underground. Investment in real estate can provide a stable source of income.

Financial leasing trust: involves leasing business and conducts financing and asset management through trust.

In general, trust products are financial instruments suitable for long-term investment and are suitable for investors who seek steady returns and can withstand a certain period of lock-in.