1. The full name of the fund is Bank of Communications Schroeder Qixin Hybrid Securities Investment Fund. The Bank of Communications Qixin hybrid fund type is hybrid, the operation mode is open, and it is judged as stable hybrid. The Fund is managed by China Agricultural Bank Co., Ltd., managed by Bank of Communications Schroeder Fund Management Co., Ltd., and the fund manager is Zhou Zhong.

2. The investment scope of the Fund is financial instruments with good liquidity, including stocks issued and listed in China according to law (including small and medium-sized board, Growth Enterprise Market and other stocks approved or registered by China Securities Regulatory Commission), and stocks and bonds listed in Hong Kong (including government bonds, central bank bills, financial bonds, government-backed bonds, government-supported institutional bonds, local government bonds, corporate bonds, corporate bonds and convertible bonds (including convertible bonds that can be traded separately).

Fund in a broad sense refers to a certain amount of funds set up for a certain purpose, including trust funds and insurance funds. We often say that the fund refers to pooling the money of a group of people and giving it to a professional fund manager for a series of investments. After obtaining the income, we will share the income according to the different shares of investors.

Second, there are many types of funds, and different types of funds have different attributes. Basically, we publicly issue funds in the market.

1. Money funds are relatively flexible investments, most of which can be used at will, and a few are dead. The annualized rate of return is relatively low, generally around 2%-3%.

2. Bond funds mainly invest in some government bonds and corporate bonds, with an annualized rate of return of around 4%-6%.

3. Equity funds mainly invest in stocks, and the annualized rate of return is about 10%- 15%.

4. Index funds invest in different indexes, including SSE 50, CSI 500, GEM, SME board, etc. It is also recommended by Warren Buffett.

Third, choosing a base is like choosing a partner. I suggest you choose a big fund company and a reliable fund manager.

1, gold absorption ability: that is, the past performance of the fund manager, and the performance of more than 3 years is more important.

2, specialization: the possibility of a person's all-rounder should not be too high, do not choose a fund manager who manages too many funds at the same time, the ability is limited.

3. Qualification: education, working years, customer evaluation, etc. In similar situations, leadership is better.