The loss of the fund will not exceed the principal, and the loss of the fund is only a partial loss, mainly in the investment and financial management of the fund. If the fund loses money to a certain extent, it will be liquidated. At this time, all fund assets are realized and the income is distributed to the holders.
Usually, it is necessary to judge whether the investment fund will continue to lose money after a large loss occurs. If the fund will not continue to lose money, it can continue to add positions to the fund at this time, which can effectively reduce the cost of holding the fund and make a profit after the fund stops falling and rebounds. However, it can be filled gradually or directly when adding positions, which requires the user's own judgment.
In order to avoid a significant decline in the fund after investment, users should know the assets held by the fund when investing in the fund. Usually, net worth foundations hold stocks. We can judge the future trend of the fund's net value through the future growth potential of the stock price, and then decide whether to invest in this fund according to the actual situation.
When buying a fund, you can compare different funds and don't put all your money in one. You can choose several funds. The combination of fund varieties can effectively reduce the risk of fund investment and avoid bringing greater economic losses to individuals. In the future, positions can be added or sold according to the fund trend.
Finally, when users redeem the sold funds, the redemption time of different funds is different, for example, the redemption time of money funds is t+1; The redemption time of stock funds is T+3 days; The redemption time of QDII fund is T+8 days; Stock fund T+4 arrives, and so on. Investors need to make arrangements according to their own use of funds.