According to the query encyclopedia, Qingdao Bank is a bank established by the joint-stock reform of regional city commercial banks. In addition to state-owned shares, there are shareholders like Haier Group. It should be a good bank. Whether a city commercial bank is good or not depends mainly on regional economic development and bank risk management. These Qingdao banks have advantages. Moreover, large deposits belong to bank deposits, and the risk is much lower than that of fund wealth management products. Isn't there insurance payment for deposits below 500 thousand? It should be.