Since you doubt my explanation of T+3, I'd better post the official answer of China directly. The third article talks about the time of payment, but in fact, I actually measured the arrival of the account the next day, and I don't know much about the situation across the weekend.
In fact, these can be found in official website's electronic customer service, China. If the landlord is not clear, you can ask customer service directly.
Everyone is here to answer questions. Don't call others stupid. . .
What's the difference between Huaxia Fortune Bao and Huaxia Huotong?
Huaxia Caifubao (fund code: 000343) is a new money fund launched by our company, which has the characteristics of low risk and stable income, and there is no handling fee for redemption. Huaxia Alipay is the exclusive cash wealth management account of our electronic platform (including online transactions and mobile clients). ), and deposit in Alipay is to purchase Huaxia Cash and Monetary Fund (fund code: 003003).
The main differences between Huaxia Caifubao and Huaxia Huotong are as follows:
1, the starting point of purchase/redemption is different. Huaxia Fortune Bao has a minimum subscription of 0.0 1 yuan, an upper limit of100000 and a minimum redemption of 0.01; The starting point of deposit of Huaxia Huotong is 100 yuan, the upper limit is 100 yuan, and the minimum number of redemption orders is 100.
2. Different income distribution methods. Huaxia Fortune Bao's income is carried forward in the form of "daily distribution day payment"; At present, the income carry-forward mode of Huaxia cash increase is "daily payment and monthly payment", and the income carry-forward mode of Huaxia cash increase purchased through our electronic platform has been adjusted to "daily payment and daily payment" since 20 13 12.27.
3. The redemption time is different. At present, it generally takes about T+3 working days for Huaxia Fortune Bao to redeem, and fast redemption is not supported for the time being; China Life Insurance Company supports quick redemption (in general, after the application for quick redemption is submitted, the redemption money will be immediately transferred to your corresponding bank account, and the actual arrival time will be subject to the actual arrival time of the bank) and ordinary redemption.
4. The conversion fee is different. Through electronic trading platforms (including online transactions, mobile phone clients, etc. ), using payment methods other than China Merchants Bank Card, switch from Huaxia Cash Increase Fund to other funds of the Company, with front-end charges, applicable proportional rate, and enjoy 1% discount on the subscription rate charged. When Caifubao is converted through electronic trading platform, different payment methods can enjoy 4-20% discount on subscription rate. Please refer to the preferential rates for online transactions for details.