Why do you lose money when buying a fund?
1 is related to the investment level of fund managers, who are professionals in charge of managing fund assets, and their investment level and style directly affect the performance of funds. An excellent fund manager can seize opportunities and avoid risks in market changes, and create good returns for investors, while a fund manager with average investment level may cause fund losses due to misjudgment or improper operation.
2. It is related to investors' own behavior. Many investors will be influenced, biased and misled by their own or others' emotions when buying and selling funds, thus making irrational decisions. For example, if you see a big increase in the fund, you will buy it with the wind, and if the fund falls sharply, you will panic and sell it, which is easy to cause losses. Some investors like to adjust their positions frequently, which will increase transaction costs and risks and lead to losses.
How to remedy the loss of buying funds?
1. Adjust the post structure. Investors can adjust their position structure according to their risk tolerance and income expectations. For example, when investors find that their stock funds are losing money, they have no confidence in the stock market or are unwilling to bear fluctuations, they can appropriately reduce the positions of stock funds and allocate some pure debt funds and money funds to reduce risks.
2. Try to make a fixed investment in the fund. Fixed investment can help investors overcome market fluctuations and emotional interference and achieve long-term stable returns. If investors find that they have lost money in buying funds, but still have confidence in the market and funds, they can consider making a fixed investment, sharing the cost of funds and waiting for the market to gradually pick up.