First of all, you need to know what fund you are holding. If it is a stable Yu'E Bao, the principal can be calculated based on an estimated income of 0.4-0.5%.

However, if it is not Yu'e Bao but other stock funds held, then this algorithm is not used. Some funds can rise by about 4% in a day, depending on the specific fund.

Extended information:

Fund, in English, is fund, which broadly refers to a certain amount of funds established for a certain purpose.

Mainly include trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds.

From an accounting perspective, funds are a narrow concept, meaning funds with specific purposes and uses.

The funds we mention mainly refer to securities investment funds.

According to different standards, securities investment funds can be divided into different categories:

(1) According to whether fund units can be added or redeemed, they can be divided into open-end funds and closed-end funds. type fund.

Open-end funds are not listed for trading (it depends on the situation). They are purchased and redeemed through banks, securities companies, and fund companies. The fund size is not fixed;

Closed-end funds have fixed During the duration, they are generally listed and traded on securities exchanges, and investors buy and sell fund units through the secondary market.

(2) According to different organizational forms, they can be divided into corporate funds and contract funds.

A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by the fund manager, fund custodian and investor through a fund contract, which is usually called a contract fund. .

my country’s securities investment funds are all contract funds.

(3) According to different investment risks and returns, they can be divided into growth, income and balanced funds.

(4) According to different investment objects, they can be divided into four categories: bond funds, stock funds, currency funds and hybrid funds.

Stock Funds

Stock funds are investment funds that invest in stocks and are the main type of investment funds.

The main function of stock funds is to concentrate the small investments of public investors into large funds.

Invest in different stock portfolios and be a major institutional investor in the stock market.

Stock funds can be divided into preferred stock funds and common stock funds according to investment objects. Preferred stock funds can obtain stable returns with less risk, and the income distribution is mainly dividends;

Ordinary stock funds Stock funds are the largest type of fund. This fund aims to pursue capital gains and long-term capital appreciation, and has greater risks than preferred stock funds.