It is generally believed that the per capita pension level should be in direct proportion to the economic level, and the per capita pension level in economically developed areas should be high, but it is not.
The pension problem has always been the focus of the elderly, and any trouble will cause controversy. Because most elderly people have no economic income after retirement, they only rely on the pension, so the amount of pension directly affects the quality of life of the elderly in their later years.
As we all know, China's pension has achieved 17 consecutive increases, and it is about to usher in 18 consecutive increases, and everyone can receive more and more pensions. It is generally believed that the per capita pension level should be directly proportional to the economic level, and the per capita pension level in economically developed areas should be high, but it is not.
Before, Xiaobian counted eight provinces that have made a net contribution to the central finance. Today, I count the seven provinces with the highest pensions for everyone, and let's see for ourselves whether the economic level is directly proportional to the pension.
NO.1 Tibet
Pension amount: 584 yuan
Last year and before, Tibet was the province with the highest quota adjustment, reaching 113 yuan/month last year, and by 221, the adjusted pension amount could reach 584 yuan. Tibet has not only the basic pension, but also the plateau subsidy pension, which is my indexed monthly average contribution salary *(5%-15%).
Are you surprised that the province with the highest pension is Tibet instead of Guangdong, Shanghai, Jiangsu and Zhejiang? You know, Tibet's GDP in 221 is 28.17 billion yuan, ranking very low. How can there be such a high pension?
In fact, the reason why Tibet's adjustment standard is so high is closely related to its geographical location. As we all know, Tibet is located in the southwest of China, and basically all of Tibet belongs to the hard and remote areas of China. Because it is located in the plateau, the working conditions here are not ideal, which also leads to the relatively poor medical level here. The average life expectancy of local people is lower than that of people in other areas. At present, the national average life expectancy is 76.2 years, and the average life expectancy in people in Xizang is 4 years lower than the national average life expectancy.
Secondly, there are fewer retired people in Tibet. Not to mention private enterprises, foreign-funded enterprises and even state-owned enterprises in Tibet. That is to say, most of them work in the central government stationed units in Tibet, so once they retire, they will return to the mainland. After retirement, they tend to go to first-tier cities to support the elderly, and they will no longer stay in remote areas of Tibet. Therefore, on the whole, there are few retirees in Tibet, but the overall resources of pensions are very rich. So a few people share most of the resources equally, and then each of you will receive a good pension.
In addition, since most of the people working in Tibet are government agencies, institutions and state-owned enterprises, the state still gives them good subsidies, so it is understandable that Tibet ranks first in the country. According to the data released by the Lhasa Municipal Bureau of Human Resources and Social Security, in 22, the average salary of retirees from government agencies and institutions in Lhasa will reach 11,85 yuan, while the average salary of retirees from enterprises will reach 5, yuan.
Actually, we don't have to envy the high increase of pensions in Tibet. After all, the environment here is hard and people who work here have paid more.
NO.2 Shanghai
Pension amount: 4,668 yuan
Since last year, Shanghai has implemented a single-linked adjustment, and the amount of increase is determined entirely by the basic pension level. As one of the cities with the best economic development in China, Shanghai is not satisfied with the large population demand, but should gradually turn the demographic dividend into a talent dividend to stimulate the survival of the fittest.
In addition, there is another friendly aspect in Shanghai's pension adjustment plan, that is, the old age tilt. In many areas, the old age threshold is set at 7 years old, while in Shanghai, the old age threshold is 65 years old for men and 6 years old for women. From this point of view, the pension adjustment in Shanghai is relatively humanized.
On the adjustment of basic pension, Shanghai reached a high level of 3% last year, surpassing all provinces in China. If the pension is calculated according to this ratio, the higher the pension level, the more growth you can enjoy. If you want to increase the pension, it is inevitable to increase the payment level and extend the payment period during the insurance period.
Recently, according to the data released by the Ministry of Human Resources and Social Security, Shanghai will ensure that more than 5.7 million retirees' basic pensions will be paid in full and on time in April. It is very surprising to see this figure. How many people are there in Shanghai? Are there so many retirees?
according to the statistical bulletin of Shanghai's national economic and social development, by the end of 221, the number of permanent residents in Shanghai had reached 24,894,3, and the number of retirees receiving basic pensions for employees accounted for 23%.
So, are there really so many retirees in Shanghai?
according to the national statistical yearbook (22), the number of employees insured in Shanghai in that year was 1.949 million, while the number of retirees was 5.218 million. The total income of the pension fund was 23.67 billion yuan, the expenditure of the pension fund was 298.24 billion yuan, and the accumulated balance was 121.41 billion yuan.
After more than a year, the number of retirees in Shanghai has increased to 5.71 million, although it is a little fast, but it is not too bad. But the most worrying thing is the accumulated balance of the endowment insurance fund in Shanghai. In 22, the current balance is negative 94.57 billion yuan, which should be spent for more than a year. What's more, in 221, the per capita pension level increased by 4.5% again, and the number of retirees also increased by nearly 5,.
NO.3 Beijing
Pension amount: 4,561 yuan
Beijing is one of the regions with relatively high pensions in China, second only to Shanghai. According to the statistics of relevant departments in 221, the average pension in Beijing is 4,561 yuan, ranking third in the country after Tibet and Shanghai. However, because Tibet belongs to a high-edge area, the level of pension is not comparable to that of mainland cities. In terms of mainland cities, Beijing's pension is in the second place.
the improvement of pension calculation and payment level cannot be separated from local economic support. In recent years, Beijing's advantages in financial services, digital economy, cultural tourism and other fields are very prominent, supported by' Beijing Zhizao' characteristic industries such as integrated circuits and intelligent networked cars, which are the basis for Beijing's GDP and fiscal revenue to rank among the top in the country for many years in a row, and also provide a solid economic foundation for the annual increase in the pension base.
Recently, the Beijing Municipal Bureau of Human Resources and Social Security issued the payment standard for the basic old-age insurance for urban and rural residents in 222. This year's payment standard is the same as last year. The minimum payment standard is the annual payment of 1 yuan, and the maximum payment standard is the annual payment of 9, yuan. The insured can choose the payment amount within this interval.
by the end of 221, the coverage of the old-age security for urban and rural residents in this city (including those who participate in the old-age insurance for urban and rural residents and receive welfare pension benefits) was 1,924,3, which has basically achieved the goal of "providing for all" for urban and rural residents.
NO.4 Qinghai
Pension amount: 4,264 yuan
Qinghai's monthly pension of 4,264 yuan is also at the leading level in China, because this data has exceeded the average disposable income of urban residents in 221, and the per capita disposable income of urban residents in China in 221 was 35,128 yuan, only 2,927 yuan per month.
The pension adjustment plan of Qinghai Province in 221 is also very concise. Among all the provinces and cities that have published the plan, the plan of Qinghai Province has the smallest change compared with last year. Only one quota adjustment has reduced 22 yuan, and each person has increased 47 yuan per month. The adjustment plans of other projects are completely consistent with those of 22.
It can be seen that the pension for retirees in Qinghai is very high. Except for two developed cities, Jiangsu, Guangdong, Zhejiang, Shandong and other economically developed provinces can't reach the level of Qinghai.
NO.5 Zhejiang
Pension amount: 3,899 yuan
In the early days, Zhejiang Province was dominated by agricultural population, so it is difficult to compare with municipalities directly under the central government, and there is a big gap in rural management population and urbanization rate.
among these provinces, Zhejiang and Jiangsu rank the top two in terms of per capita endowment insurance, which deserves to be regarded as the regions with the best people's livelihood security in China.
Zhejiang is even better, not only far exceeding Jiangsu in amount, but also having a special feature that the number of urban and rural residents receiving old-age insurance is not only about half that of Jiangsu Province, but also lower than that of urban retirees, which is rare in all provinces.
This is because Zhejiang Province has a policy of transferring insurance. From July 1, 217, farmers whose land has been expropriated in Zhejiang Province can participate in the basic old-age insurance for enterprise employees. Therefore, millions of farmers in Zhejiang Province are currently receiving workers' pensions.
In p>221, the pension base in Zhejiang was 6,594 yuan, which was 634 yuan higher than the 5,96 yuan in 22, with an increase of about 1%, which is relatively large. It is believed that the pension calculation base will continue to increase in 222, which is expected to reach around 7, yuan.
In addition, for those who retire in the first half of 222, the pension will be reissued at that time because the pension calculation base of that year has not been announced.
However, for those who retire in Zhejiang in 222, it is also possible to encounter the introduction of a delayed retirement policy, which requires psychological preparation. However, there will be a transition period for the delayed retirement policy, so don't worry too much.
NO.6 Shanxi
Pension amount: 3,651 yuan
In p>221, the total annual GDP of Shanxi Province exceeded 2 trillion yuan, reaching 2.259 trillion yuan, an increase of 9.1%, ranking 2th in the country, one place ahead of the previous year. After the province's per capita GDP exceeded 5, yuan in 22, it reached a new level of 6, yuan in 221, reaching 1, US dollars. Among them, the added value of primary industry, secondary industry and tertiary industry was 8.1%, 1.2% and 8.3% respectively, the investment in fixed assets increased by 8.7%, and the total retail sales of social consumer goods increased by 14.8%. While achieving a historic breakthrough in the economic aggregate, Shanxi's economic development has become more resilient, and the quality and efficiency of development have improved significantly.
The results of the seventh national population census show that the number of elderly people in Shanxi Province keeps increasing. Since the sixth census in 21, the population aged 6 and over in Shanxi Province has increased from 4,117,8 to 6,67,, an increase of 2,489,2 in 1 years. Among them, the population aged 65 and above increased from 2,75,3 to 4,54,7, an increase of 1,799,3. The proportion of people aged 6 and over in Shanxi Province reached 18.92%, of which the proportion of people aged 65 and over reached 12.9%. In the stage of mild aging, but close to moderate aging.
Although Shanxi's pension adjustment plan in 222 has not been announced, referring to the adjustment plan in 221, the most prominent thing in Shanxi's pension adjustment plan is that it is obviously tilted towards retired employees of enterprises. If the conditions of enterprise retirees are exactly the same as those of retirees from government agencies and institutions, whether it is the proportion of increase or the "absolute value" of the amount of increase, enterprise retirees will increase their money more. This will give enterprise retirees more encouragement and achieve greater fairness, which is also the biggest highlight of Shanxi's pension adjustment plan.
NO.7 Shandong
Pension amount: 3,647 yuan
Shandong's economy has developed well. In the past two years, it has been hit by the epidemic, and the speed of China's economic development has been affected to some extent. The recovery speed of Shandong Province is second to none in the country. Xiaobian recently read a report saying that Shandong's economy recovered quickly, developed well and was in full swing after the epidemic. According to relevant data, Shandong's per capita GDP in 22 ranked third in the country. If you want the economy to develop so well, it will provide confidence for Shandong Province to increase this pension.
Compared with other provinces, there are as many as five grades of adjustment in Shandong Province. The standards are as follows: 1. For the part with 15 years or less, 1 yuan will be added every month for every year; 2, more than 16 years to 25 years, every full year, the monthly increase of 1.3 yuan; 3, more than 26 years to 35 years, every full year, the monthly increase of 1.6 yuan; 4, more than 36 years to 45 years, every full year, the monthly increase of 1.9 yuan; 5, more than 46 years, every full year, the monthly increase of 2.2 yuan.
Moreover, it should be noted that the basic pension standards in different cities in Shandong are different. In some cities, their standards are higher than the minimum basic pension standards in Shandong Province. For example, Qingdao, a well-developed city in Shandong Province. The basic pension for urban and rural residents in Qingdao is 2 yuan, while the basic pension for urban and rural residents in Jinan is as high as that in 16 yuan. In other words, even retired people in different cities in Shandong Province can get different money. In addition to this part of the basic pension, there are also personal account pensions that also determine the level of retirement benefits for the elderly.
In this year's Notice on the Development of the National Aging Cause and the Planning of the Pension Service System in the Tenth Five-Year Plan issued by the state, it was mentioned that the legal retirement age should be gradually delayed, and this measure was also mentioned in local meetings in Shandong. In fact, Shandong has implemented welfare for people who retire late and pay long fees for many years. Therefore, if delayed retirement is really implemented in the Tenth Five-Year Plan, the probability of piloting it in Shandong Province is relatively high.