According to a query on the Hualv.com website, the consequences of discontinuing pension insurance for one year vary depending on personal circumstances and working years.

The effects of a one-year break are as follows: 1. Affect the payment period and pension amount.

Pension insurance needs to be paid for fifteen years before you can receive the pension after retirement. If you stop paying for one year, the number of payments may not meet the standard, so you will not be able to receive the pension and you will have to pay back.

In addition, if the payment period is less than fifteen years, it will affect the monthly pension amount received after retirement.

2. Affect individual length of service and salary.

The length of service of the insured person will not be calculated during the period when the pension insurance is terminated, which may have an impact on future wages.

3. Affect the handling of personal affairs.

If you participate in insurance in a different place, breaking off the social security relationship means that the continuous payment period of social security is interrupted, and you may lose the qualifications to buy a house, buy a car, settle in points, etc.

4. Impact on the pension security system.

If a large number of people cut off social ties, it will increase the gap in pension insurance funds and put pressure on the social pension security system.

5. Affect personal account funds.

During the interruption period, no funds enter the personal account, and there may be losses when calculating pensions in the future.

6. Affect pension benefits after retirement.

Following the principle of "pay more, get more, pay more, get more", the longer the cumulative payment period, the more pension an individual can receive in the end.

If the cumulative payment time is less than fifteen years, the insured person will not be able to receive the pension on time smoothly and must make up the payment to fifteen years before applying for payment.

7. Therefore, it is recommended that you try not to break off pension insurance easily. If you have already broken off, you should pay it back in time to avoid affecting future pension receipts and other related benefits.