: 1. Current wealth management: among current products, the annual income of ABC's wealth management is not low. Take ABC's hourly wage as an example. The minimum holding time is 1 1,000 yuan, and the annualized rate of return in the last 7 days is 2.6 1%. The daily interest of 1 000 yuan is about 0.72 yuan. From 0:00- 15:00 on weekdays, the daily real-time redemption amount is as high as 1 10,000, and the other time is 50,000. It can be changed at any time and used flexibly. At present, the income of ABC's wealth management products is higher than that of most money funds in the market, so investors who need low risk and high liquidity can consider it.
Second, regular financial management: ABC has many regular financial management products. In addition to Huilifeng structured deposit series, smart series and Benlifeng series, other regular wealth management products of ABC are expected to earn more than 3% annually. Among them, ABC and Tongxin have the highest annualized income and long investment cycle. The value of "Agricultural Bank of China in one" in wealth management. In 2020, the benchmark annual yield of the seventh-generation RMB wealth management products will be 5.5%. The holding period is 930 days, starting from 6,543.8 billion yuan, and the risk is moderate. The expected annual income of Huilifeng structured deposit series is 1. 1%-3.5%, the expected annual income of Wisdom for 30 days is 2.3%-3. 1%, and the expected annual income of Principal Lifeng for 90 days is 2. 1%.
3. Structured financial management: ABC's structured financial management products are a series of products of ABC Ruyi. The expected rate of return is higher than 3% and lower than 3.5%. You can buy products for 34 days, 62 days, 90 days, 18 1 day from RMB 0/0000. The investment period is generally less than one year, and the risk is low.
Fourth, foreign currency financing: ABC's mobile banking supermarket only has two foreign currency financing products. One of them is Andersen USD, 1, 8 1 day. It is expected to buy from USD 2,000, with a yield of 1.85% and a holding of 1, 8 1 day, with low risk. Another foreign currency product is 360-day USD. It is estimated that the yield will be 2.65% from $2,000, and the holding period will be 360 days, with low risk. The main difference between the two products is that the holding period is different and the long-term expected rate of return is higher. Agricultural Bank of China's foreign currency financial management is applicable to customers with US dollar demand deposits in their accounts. If they don't have dollar deposits, there is no need to choose foreign currency for financial management.
5. ABC's financial management: ABC conducts Anxin every month, with a benchmark interest rate of 3. 1% and a minimum subscription of 5,000 yuan within 30 days; Agricultural Bank of China 1 period increases the annual fixed income, with a minimum holding time of 360 days, a performance benchmark interest rate of 4%, and a subscription of 654.38+0 million yuan; Followed by the Agricultural Bank Tongxin series and the Agricultural Bank Tongxin series, the yield from 6,543,800 yuan is relatively high. The minimum holding period of 180 days is 3.7%, and the product yields of 720 days, 930 days and 1087 days are expected to be above 4.7%.