Raising money basically has nothing to do with you. Generally speaking, the state co-ordinates the money you pay to support retired people and reimburse them for medical insurance.

The personal part is your own pension, and the personal account part affects your retirement salary.

The calculation method of pension in the future is basic pension+personal account pension.

The total amount in your personal pension account divided by the number of months is the personal account pension you receive every month, and your basic pension is your retirement salary. The basic pension is related to your social salary in the year of retirement, and the payment period is related to your payment base.

Personal account of medical insurance is the money deposited into your medical insurance card every month.