Because of its low risk, the fund is regarded by many as one of the investment and wealth management products for basic investment, but it is precisely because of its low risk that the expected return is not very high. Therefore, everyone is more inclined to choose the fund to vote. Which fund is better? Don't worry, this article teaches you how to judge which fund is better from two aspects for your reference.

First, set the selection criteria for the fixed investment of the fund.

If you want to know which one is better, you must first know the criteria for choosing a fixed investment and sort out several practical criteria for your reference.

1, the fund quality should be stable.

The fixed investment of the fund is a long-term investment, and judging the quality of the fund can generally judge whether it is compatible with market development and national policies. If they all meet the requirements, it can basically show that the quality of the fund is relatively stable and good.

2. The fund fluctuates appropriately.

Compared with one-time investment, the advantage of fixed investment is that it can dilute the investment cost, but if the fund fluctuation is too small, the advantage of choosing fixed investment is gone.

3. The long-term return is relatively high.

To put it bluntly, investment is all about making money, and the fixed investment of the fund is to spend the least effort to make more money. Therefore, a very important criterion to judge which fund is better is that the long-term expected return is higher. Therefore, it is generally suggested that the fixed investment period should be longer. Otherwise, if you often rack your brains to think about "which one to change, do you want to continue", the cost of time and energy is too high, so try to avoid it from the beginning.

Second, skip the two misunderstandings of the fund's fixed investment

Many investors may naively think that I will start investing in the market only when the bottom appears or the market is clear, so as to make more money. But in fact, the market has never been clear. When you stand today and look at yesterday, you may have understood, but often the opportunity has passed.

In addition, there is a common misunderstanding: "Now it is a weak market, so I want to stop the fund's fixed investment." Fixed investment of funds is an investment strategy based on alternating bull market and bear market. If the same fund catches up with the bull market, it will get less share. If you are in a bear market, you can get more shares. In this way, the cost will eventually be shared, the average expected income will be obtained, and the cost of entering the market will be reduced.

Editor's note: The above are all about how to judge which is beneficial to the fund's fixed investment. If you want to know more about the knowledge and skills of fund financing, please continue to pay attention to the financial column.