Each city’s economic level is different, and the social security payment base is also different, but the social security payment ratio is roughly the same across the country.

1. Social security for urban employees:

1. Pension insurance, the unit payment ratio is 16%, and the individual payment ratio is 8%;

2. Medical insurance , the unit payment ratio is 10%, and the individual payment ratio is 2%;

3. Maternity insurance, the unit payment ratio is 1%, and individuals do not pay;

4. Work-related injury insurance, The unit payment ratio is 0.5%, and individuals do not pay;

5. Unemployment insurance, the unit payment ratio is 1%, and the individual payment ratio is 0.5%.

The monthly payment amount of various social insurance premiums = Σ (the employee’s monthly payment base for each insurance type × the unit payment ratio for each insurance type + the employee’s monthly payment base for each insurance type × the individual payment ratio for each insurance type)

< p>The amount of pension insurance payment is equal to the payment base multiplied by the payment ratio. The contribution ratio of unit employees is generally 8% of the payment base borne by the employees themselves, but in places such as Guangdong and Zhejiang provinces, it is also 14%.

2. The payment ratio for flexible employment personnel is generally 20% of the payment base chosen by the person, but 24% is also found in Shanghai and other places.

1. The calculation method of social security payment amount is as follows:

The payment amount is equal to the payment base multiplied by the payment proportion.

1. Social security payment base. The payment base of social security refers to the salary base used by enterprises or individual employees to calculate social insurance premiums. Multiplying this base by the prescribed rate means that the enterprise or individual should The amount of social insurance premiums paid. The social security payment base in each region is linked to local average wage data. It is determined based on the monthly average of all wage income earned by employees from January to December of the previous year. It is determined once a year, and after it is determined, it will not change within one year. The time for reporting and adjusting the social security base is usually in July.

2. Payment ratio, payment ratio, that is, the collection and payment rate of social insurance premiums. Our country has not made specific and clear regulations on the levy and payment rates of social insurance. In accordance with my country's current social insurance-related policies, we implement different collection and payment ratios for different types of social insurance insurance.

2. The methods for making up social security contributions after suspension are as follows:

1. If the employer fails to pay, there is still a labor relationship with the employer. The application conditions for backpayment are submitted by the individual to the employer, and then the employer submits an application to the Social Security Bureau; the required materials are the social insurance premium backpayment application form, the original labor contract of the person who made the backpayment, and a copy of the unit's administrative seal; the original salary payment list And a copy of the company's official administrative seal and the original voucher; a copy of the person's ID card and a copy of the social security card with the company's official administrative seal;

2. Individuals without an employer must pay social security back. In this case, it is also possible to make a back payment. The information required for the individual to make a back payment of social security is the household registration book and ID card; the time period for the back payment, the company's employee salary schedule; the financial time voucher; the original labor contract between the individual and the company; and the application form for back payment of pension insurance. ; Write down the reasons for making up the payment and have the company seal it;

3. Social security transfer, if you want to make up the payment before the payment was stopped. This situation usually occurs when changing companies. Social security has been transferred to the new unit. If you want to make up for the social security that was stopped before, you can ask the new company whether you can make up the payment. If you leave the city where you originally worked, you need to bring the information to the social security. The center handles the social security transfer and the new city will continue to participate in the social insurance.

In short, the 2022 social security payment ratio is stipulated as follows: for pension insurance, the unit payment ratio is 20% and the individual payment ratio is 8%; for medical insurance, the unit payment ratio is 10% and the individual payment ratio is 2%; For maternity insurance, the unit payment ratio is 1%, and individuals do not pay; for work-related injury insurance, the unit payment ratio is 0.5%, and individuals do not pay; for unemployment insurance, the unit payment ratio is 1%, and the individual payment ratio is 0.5%.

Legal Basis

"Social Insurance Law of the People's Republic of China"

Article 4 Employers and individuals within the territory of the People's Republic of China Pay social insurance premiums in accordance with the law, have the right to inquire payment records and personal rights records, and require social insurance agencies to provide social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.

Article 12 The employer shall pay basic pension insurance premiums in proportion to the total wages of its employees stipulated by the state, and record them into the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations, respectively. Credited to the basic pension insurance pooling fund and personal account.