Can a fixed investment fund really make money?
Fixed investment funds can make money, and fixed investment funds can spread risks and realize asset appreciation by purchasing fund shares regularly. Choosing funds correctly and implementing regular investment plans can bring considerable benefits. The following are some advantages of fixed investment funds:
1. Long-term returns: Fixed investment funds focus on long-term holding, which can reduce the impact of market fluctuations on investors' psychology and portfolio, thus obtaining more stable returns.
2. Diversified investment: Fixed investment funds can disperse funds in different funds, thus reducing risks and losses. Especially when choosing different types of funds, such as stock, bond and money market, it can achieve the purpose of diversifying risks.
3. Flexibility: Since there is no minimum investment limit for a fixed investment fund, anyone can make a fixed investment according to their own financial situation and investment needs.
Does it make sense to make a fixed monthly investment of 100 yuan?
Although the monthly fixed investment of 100 yuan seems to be small, it is also very meaningful. The monthly fixed investment of 100 yuan is not large, but it is a good way for beginners to get started in financial management:
1, robustness
Since the monthly fixed investment is equivalent to diversifying risks, it can better resist market fluctuations. This strategy is very suitable for newcomers in the stock market and can avoid investment mistakes caused by excessive risk.
2. Increase positions
The monthly fixed investment is 100 yuan, which can gradually increase the position and share the buying cost. Even when the market trend is unfavorable, it can continue to buy and eventually form a large-scale position.
3. Long-term benefits
Holding funds for a long time is one of the important ways to obtain higher returns. As time goes by, fund managers can get higher returns by rebalancing their portfolios and adjusting the proportion of positions. Therefore, a fixed monthly investment of 100 yuan can help investors accumulate wealth steadily and gain considerable income in the future.
4. Automatic operation
The monthly fixed investment fund can realize automatic operation. Automatic deduction or automatic purchase can be set, which eliminates complicated operation flow and investment decision. This can also save time and energy and make it easier to manage your portfolio.