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hello! Nowadays, parents attach great importance to their children's education. In order to get a better education for their children, many parents prepare education funds for their children from childhood so that they can study abroad. In this regard, buy a suitable insurance for studying abroad.

What is the education fund insurance for studying abroad

The education fund insurance for studying abroad you mentioned should be the education fund insurance, which aims at preparing education funds for minor children. Education fund insurance is a kind of saving insurance, which has both the function of compulsory saving and certain guarantee function. When applying for insurance, you should pay attention to the following issues:

1. Pay attention to protection before education. Many parents spend a lot of money to buy education insurance for their children, but they don't buy or neglect to buy accident insurance and medical insurance, which puts the cart before the horse.

2. Ask clearly the scope of the exemption clause. When purchasing the main insurance, you should also purchase premium-free additional insurance. In this way, if parents are unable to continue to pay premiums for some reason, the protection for their children will continue to be effective.

3. Pay attention to the liquidity risk when buying education fund insurance. The defect of education fund insurance is that its liquidity is poor, and the premium is usually high. Once the funds are invested, it is necessary to pay the premium to the insurance company regularly according to the contract, which belongs to a long-term investment.

4. When purchasing the education fund insurance, we should pay attention to the security function to cope with the risks of children's possible illness, disability and death in the future;

5. Parents should skillfully use the combination when purchasing education fund insurance for their children, that is, the education fund insurance should be used for education planning before the fourth grade of primary school, and it can be used after the fourth grade of primary school? Education insurance+education savings? The combination of.

6. Education fund insurance has the function of insurance protection, which can provide protection for the insured and the insured in terms of illness, accidental injury and high disability.