Summary of the annual work of rural credit cooperatives 222 1

In August this year, I was lucky to enter the big family of rural credit cooperatives through screening at different levels. Over the past few months, under the careful care and guidance of leaders and colleagues, I have made great progress in all aspects through my unremitting efforts, and I can consciously abide by various national financial policies and regulations in my work, strictly implement various tasks assigned by my superiors. The work of these four months is reported as follows:

1. Strengthen theoretical study and improve their comprehensive quality.

As a new employee, the first thing I need to do is to have a comprehensive understanding of credit cooperatives. I have studied books such as Management of Rural Credit Cooperatives, Learning Materials for Economic Workers, China Finance, Financial Management, Rural Credit, etc. Because of my university background, I can understand and master these financial knowledge more easily. After learning some theoretical knowledge, I began to know that rural credit cooperatives are cooperative financial organizations in which farmers share their shares in accordance with the principles of voluntariness, democracy and mutual benefit and are democratically managed by their members. After more than 5 years of reform and development, they have become an important part of China's financial system and the basic force of rural finance. Rural credit cooperatives are the main force of rural finance, and they are the financial ties that connect farmers. Rural credit cooperatives are rooted in rural areas, and without rural areas, they will become passive water ... But these understandings are still superficial, and I need to constantly understand them in practice ...

Second, abide by rules and regulations and perform post responsibilities.

when working as a cashier, I can adhere to the requirements of "taking charge of money and accounts, two people coming to the counter and two people managing the treasury" and achieve "self-awareness, self-discipline and self-control". At the end of daily business, carefully calculate the cash income and the amount paid in the register, and check with the cash inventory to ensure that the cash inventory book is consistent with the actual cash on hand and the general ledger balance, so as to ensure that the accounts are consistent with the facts and accounts. Be able to seriously handle the exchange business of RMB notes and damaged coins, and be punctual, neat, clean, tightly tied and clearly stamped on the hour; Be able to check the running account and cash receipt and payment register in time. In strict accordance with the vault custody system, do a good job in the custody of the warehouse, so that the keys are in charge and enter and leave together.

third, strengthen the awareness of prevention and implement "three defenses and one guarantee".

security. Over the past year, I have been able to constantly enhance my awareness of safety precautions. During my time on duty, I can strictly follow the requirements of "three defenses and one guarantee", earnestly implement various preventive measures, memorize anti-theft and anti-robbery plans, skillfully grasp and use various preventive devices, and do a good job in "three doors" anti-lock inspection. Always check whether the circuits and telephones are normal, and whether the performance of preventive equipment is in good condition. When there is an abnormal situation, you can deal with it on the spot, and you can take the initiative to report to your superiors if you can't handle it. You can always keep a clear head, enhance your awareness of safety precautions, and ensure that you are not out of control when you are on duty for 24 hours to protect the property safety of credit cooperatives.

Fourth, forge ahead in unity and create a good working environment.

"Unite with others and be kind to others" has always been my principle in treating others. At work, I can unite my colleagues, live in harmony, learn from each other and promote each other; In life, help each other, care for each other, and create a harmonious atmosphere. At the same time, constantly self-positioning, updating ideas, improving service awareness and enhancing service level.

In short, over the past year, with the care and help of my superiors and colleagues, I have made great progress in all aspects and improved my business ability to a great extent. Although there are still many shortcomings in this respect, such as insufficient knowledge of financial accounting and further understanding of the reform of credit cooperatives, I believe that with the care and support of my superiors and the enthusiastic help of my colleagues, I will definitely do my work more stably and more.

Summary of Rural Credit Cooperatives' Annual Work 222 2

2xx Rural Credit Cooperatives annual work summary Over the past 11 years, under the correct leadership and guidance of the county association and the town party committee and government, our credit cooperatives have conscientiously implemented the party's financial guidelines and policies, deepened financial reform, strengthened management and improved service quality, and basically completed all the task indicators. By December, the balance of various deposits was 63xxxx yuan. Compared with the beginning of the year, it increased by 11xxxx yuan, the balance of various loans was 56xxxx yuan, the accumulated loan was 69xxxx yuan, the accumulated loan was 586xxxx yuan, the total financial income was 5xxxx yuan, and the total profit was 1xxxx yuan. It presents a good situation of steady business development, reasonable capital operation, good economic benefits and remarkable achievements in civilized construction. Summary of the work in the past year

1. Persist in learning and improve the quality of all staff

The times are advancing and the society is developing. Only by building a high-quality staff can we survive and develop in the increasingly competitive financial industry. The basic way to improve the quality of the team is to persistently study political and professional knowledge. To this end, according to the arrangement of the Associated Press and the Party Committee and Town Government of Xiaocun Town, we have organized all employees to carry out study and education activities in combination with the actual situation for many times. The main contents of study are: Safety, Savings, Credit, Accounting and Cashier. We also often organize employees to study business department documents, newspapers and magazines and financial regulations and policies. Learning and teaching activities are carried out in a vivid way, so that there are arrangements and summaries. Through these activities, the party discipline, political discipline, law and discipline concepts and professional skills of the cadres and workers of credit cooperatives have been improved, and the cadres and workers have obviously improved their ideological concepts, made significant progress in politics and strengthened their discipline. Everyone consciously abides by the law, is diligent and honest, and promotes the stable operation of credit cooperatives with high-quality service attitude.

second, civilized service, shaping a good public image

Credit cooperatives are a window industry. Our agency shoulders the work of "agriculture, countryside and farmers" serving "one town and four townships". We adhere to the development policy of "developing the society by serving and prospering the industry by civilization" in quality and civilized service, and actively carry out civilized activities such as establishing a good public image. First, standardize the use of civilized language, especially telephone civilized language. The second is to implement the director reception system for old and big customers, and explore the service concept of "helping people with emotion, enlightening people with wisdom and helping people with loans" (that is, touching people with true feelings, helping people with ideas and helping people with appropriate loans). The third is to improve and beautify the business department building and the business offices and offices of all branches, and improve the service environment. Convenient facilities such as chairs, sofas and reading glasses have been added to the business offices and offices of various business outlets, and all the service contents such as civilized systems, civilized service promises, civilized terms, interest rate boards and civilized post supervision desks have been decorated on the walls, which is convenient for customers and warns employees; Indoor, corridor and office are decorated with craft bonsai flowers. It has created a beautiful, elegant, clean and warm service environment and established a good service image. Fourth, improve various management systems in the club, manage and restrain people with the system, and achieve attendance at work, registration of leave, record of work, record of study, cash in evaluation and orderly work. Through these efforts, we have created a good image of our society and won universal praise from all walks of life.

Third, in order to meet the urgent needs of farmers, we should try our best to raise funds to support the production of spring ploughing and summer grain in this area

Although the total deposit of our society has been increasing in recent years, due to the wide support of our society, the existing funds are still difficult to meet the demand for loan funds, especially during the spring ploughing period, and the financial strength and credit strength of the whole society are relatively insufficient. In order to ensure that the vast number of farmers do not miss the farming season, our agency timely transferred 35xxxx yuan of funds to the credit union for supporting agricultural production, and also organized personnel to go deep into the village to investigate agricultural production and understand the key points of supporting agriculture. By the end of December, our agency had issued a total of 69xxxx yuan of loans, including 562xxxx yuan of agricultural loans, accounting for 92.2xxxx, supporting 752xxxx farmers, and supporting more than 5xxxx, which basically solved the agricultural production funds urgently needed by farmers in spring ploughing and summer sowing, and played a positive role in promoting the development of agriculture and rural economy.

iv. actively cooperate with the reform and preparation working group of the associated press, and do a good job in repaying old shares and raising new shares.

according to the spirit of the documents related to the establishment of a first-class legal person in the reform of credit cooperatives in our county this year, the deployment of the working group for the reform and preparation of county credit cooperatives. Our company has retired the old share capital of 1429.44, and * * * retired 654xxxx, accounting for 12524.2xxxx. The 92xxxx, which cannot be retired, is 155.2xxxx, and is packed. Raise 2862xxxx shares of natural persons and 396xxxx shares of employees. Strongly supported the progress of the reform work.

V. Strengthening the internal control system and attaching importance to safety and security

In 2xx, according to the work arrangements of the county association and relevant departments, our agency fully implemented various safety precautions and comprehensive management measures, eliminated all kinds of potential safety hazards and ensured the safety of our agency without accidents.

in order to improve the preventive ability, with the consent of the county association, we renovated the purchased comprehensive building this year, and moved it into business in August. We also renovated the business field of Johor Bahru Branch, installed bulletproof glass, made necessary improvements to Toyo Society, demolished old lines and installed security doors. Our agency's security capability will be fundamentally improved. Thus further improve our defense capability.

in a word, looking back over the past year, we have achieved good results in our work and basically completed our tasks, but there are still many problems that need to be solved urgently in our work. Such as unstable deposits, insufficient funds, difficulties in collecting loans from the original foundation and credit management. Therefore, the focus of the work in 2xx is: first, continue to increase the efforts to collect deposits and increase the total amount of deposits; Second, continue to increase the efforts to collect and revitalize non-performing assets. Third, strengthen the management of expired loans, further increase the interest rate, strive to reduce the monthly proportion of non-performing loans and improve the utilization rate of funds. The fourth is to do a good job in the investigation of agricultural loans and prepare for the production funds of spring ploughing. Fifth, strengthen the management of write-off loans, change the traditional ideas, issue the task index of collecting write-off loans to all loan officers, and link it with personal benefit awards; Sixth, continue to strictly control expenses to ensure the completion of the 2xx work tasks.

Summary of the Work of Rural Credit Cooperatives in 222

Summary of the Activities of "System Implementation Year" According to the spirit of the Notice on Launching the Activities of System Implementation Year in X-Letter Lianfa [2xx], our society organized employees to seriously study the Implementation Plan of System Implementation Year Activities of Rural Credit Cooperatives in X County, and established the leading group of System Implementation Year Activities of Rural Credit Cooperatives in X County. The activities of the system implementation year of our society have been implemented in a planned, organized and arranged way. Now, after ××× months of study, training and examination, the activities of the system implementation year of our society have basically come to an end. Now, the activities of our society in the system implementation year of 27 are summarized as follows:

1. Organizational leadership

In order to implement the system implementation year activities in a planned, organized and arranged way, our society was established.

Second, study hard

In order to make every employee achieve the learning effect, we organize employees to study intensively twice a month, and usually adhere to the combination of self-study, mainly studying laws, regulations, systems and typical cases, focusing on laws and regulations such as the People's Bank of China Law, the Banking Supervision Law, the Commercial Bank Law, the Criminal Law and the Property Law, and mainly studying.

3. Participate in competitions and exams

Through self-study and concentrated study on laws, regulations, systems and typical cases, our employees can abide by various rules and regulations, master their professional skills and abide by professional ethics, and improve their understanding of "compliance management, starting with me", "doing compliance business, being a compliance employee" and "violation is risk, and norm is reputation". And organized all employees to participate in the "knowledge contest of system implementation year activities" and "examination of laws, regulations and systems of system implementation year activities". Through our active participation in the year of system implementation, we have achieved good results.

summary of the work of rural credit cooperatives in 222 4

under the correct leadership of the county association and the help of all the comrades of the credit cooperatives, I earnestly studied my business knowledge and skills, actively performed my duties, and successfully completed my work tasks this year. At the same time, I have improved my ideological awareness, professional quality, operational skills and quality service. The summary of this year's work is as follows: in the first half of this year, I was able to be loyal to my duties, seek truth from facts, be honest and abide by professional ethics and social morality. There has been some progress in ideological consciousness. At the same time, using spare time to seriously study financial business knowledge and constantly enrich their work experience has greatly improved the ability to integrate all kinds of learning materials issued by the Associated Press, apply what they have learned, and improve their professional work ability, comprehensive analysis ability, coordination ability, writing and language expression ability, etc. I love my job, I can unite well with my colleagues, obey the arrangement of the leaders, do other work actively, and do my best for the smooth completion of the business objectives of the whole society. Be able to treat each task correctly and seriously, embody the financial policies and spirit of the party and the country flexibly in the work, take the initiative in the work, seriously abide by the rules and regulations, and complete the tasks assigned by the leaders in time.

Looking back on half a year's work, I feel that there are still many shortcomings; First, the improvement of professional quality is not fast, and the knowledge of new business is not enough and thorough;

Second, there is still a gap between my job and other peers, and my sense of innovation is not strong;

Third, I just meet my own task, and my work is not bold enough.

In the second half of the year, I will strive to overcome my own shortcomings, study hard, strive to improve my own quality, actively explore, perform my duties and obey the leadership under the leadership of professional departments and credit cooperatives. Be a good staff assistant, work together with all the staff, unite as one, and make all contributions to the improvement of the operating efficiency of our agency and the completion of various objectives and tasks next year.

Summary of the Annual Work of Rural Credit Cooperatives 222 May

2xx In January, I was lucky enough to work in Zhuhai Rural Credit Cooperatives. In this environment of discovering, cultivating and achieving people, I unconsciously became a member of the Rural Credit Cooperatives from a student who just left school. Half a year is not long, but the teaching and care of leaders and colleagues have benefited me a lot and laid a good foundation for my future life and career. With the enthusiastic help of department leaders and colleagues and personal hard work